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You can apply online with credit card (or debit card) at /marine-crew-health-insurance/ Please let me know if you have any other questions. OK, I will apply at internet. I'm sorry, but Yes, I have one last question..... Our adress is going to be in Brazil, How is it to receive a license or a card...from the health insurance??? is there one I believe?...right... We will send you the card to whatever address you specify.

1. Please look at Patriot Exchange visitor insurance at /j1-visa-health-insurance/ It is $41.10 per month. 2. You can pay with the credit card: MasterCard, Visa, American Express or Discover. 3. You must specify the effective date. You can request us to change the effective date later, before the original effective date. You get the full refund before the effective date of the policy. Please feel free to contact us at any time if you have any other questions. Thank you for your reply! I still have two questions: 1. Now I didn't have a credit card. It will take me 15 work days to apply for a credit card in my country. Now I want to buy the health insurance as soon as possible,can you recommend me another way of quick payment? 2 . The hospital I will visit in USA ask me to submit a proof of health insurance agreement, if I have bought the health insurance in your company, could you do me a favor to send a copy of the insurance agreement to the hospital for me (because it would take several days for me to recieve the mail of agreement ,it you send it directly to the hospital , it will save a lot of time for me)?If yes, how much is it? Longing for your reply! Best regards! 1. You can use debit card. 2. You can specify the hospital address when you buy it and it will go directly to them.

Yes, as long as you get in writing from the university that they didn't accept our insurance, and submit that to us before the effective date of the insurance. I first arrived in the USA in December 2006. I have been here from that day till May 2008. Then I went home to visit family in Iran and I returned in Jan 2009. I have had insurance during my stay in Iran from Iranian insuarnce companies. Now I am wondering what should I write in my arriva date. should I write my first arrival in 2006 or my second arrival in 2009 ? Your latest arrival.

Everything else in the certificate looks ok except pre-existing conditions. Pre-existing conditions are not covered. In other words, after no matter what duration or waiting period, pre-existing conditions are still excluded. If you would like, you can still purchase the insurance at /j1-visa-health-insurance/ Please let me know if you have any other questions.

No plan really covers pre-existing conditions for visitors to United States. No company can really afford to do so. Atlas America participates in Hygeia as well as First Health PPO networks. Therefore, as long as the provider recognizes either of them, you are fine. Both the logos would be printed on the id card. I know why you are looking into Citizen Secure. It says "It will cover pre-existing conditions if disclosed on application and not excluded by rider". But in over 7 years that I am doing this, I have never seen any problem listed on application not being excluded. Therefore, it is the same as pre-existing conditions not being covered. Even when I am on trip to India, I pretty much work every day, at least partially. Only problem is the time difference. I will certainly call you back as soon as possible. I would have called you yesterday itself, but out of 3 ISPs I have got in India during my visit, only the one with mobile data card is working and it does not support my office phones. It looks like there is a major disruption of internet service in India right now due to some submarine cables being cut by some ship in the ocean somewhere. Thanks for such a quick and detailed response. So I am assuming from your response that First Health is better accepted than Hygeia and therefore am seriously inclined towards selecting Patriot America. The only reason I am still considering Atlas America is because of the "$15000 coverage for the onset of the life threatening event on a pre-existing condition". Is this information true? Thanks for the information on the Citizen Secure plan. You read my mind correctly and answered the question I had. Thanks, I am no longer considering that option. Atlas America participates in Hygeia as well as First Health PPO networks. Therefore, as long as the provider recognizes either of them, you are fine. Both the logos would be printed on the id card. Yes, Atlas covers up to $15,000 for acute onset of pre-existing conditions for people below 70 years of age. However, it is a new feature and not many people had experience in using that. Therefore, we have not yet received any (good or bad) feedback. You can buy either of them online at https://www.insubuy.com I just spoke to Alisa in your office. She was very helpful in answering my one last question regarding Patriot vs Atlas insurance for my parents who are both under 70. She mentioned that even though Atlas suggests that their direct billing is thru the Hygeia network, they do accept the First Health network plans and the First Health logo is on their ID card. If this is true, then even though a little expensive (not that much), I would consider Atlas over Patriot. I do understand that you don't have experience with this new feature Atlas offers. Can you please confirm that claims for Atlas America will be covered by the First Health PPO network? I am talking about only one facility: Danbury Hospital in Danbury,CT Thanks and Happy New Year Yes, Atlas America participates in Hygeia as well as First Health PPO networks. Therefore, as long as the provider recognizes either of them, you are fine. Both the logos would be printed on the id card. I hope that clarifies. Thanks for all your help and guidance. Following up on our discussion, since Danbury Hospital accepts FirstHealth and since Hygeia has a relationship with FirstHealth to cover Danbury Hospital, I have decided to buy Atlas America (Hygeia network) for the 6 months my parents would stay in the US. That's fine. You can buy it online at /visitor-insurance/ Please feel free to contact me at any time if you have any other questions.

You can buy any of the plans listed at /trip-cancellation-insurance/ Make sure to put your residence as 'Other'. It is the last choice in the drop down menu. Patriot TRIP or Patriot TRIP Elite would be good choices.