There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Visitors Care renewal Is it Ok for me to get a 1 month policy initially and then based on the stamp that my parents get on their I-94, I renew the policy? Will that be Ok? Will there be any problems while renewing it for the next 5 months? Also which insurance would you recommend? How is the Visitors Care plan? Is it good? Also Is the process of renewal available online? The question regarding eligibility in California came, since they will be in US when I renew the policy (I assume this must be applicable to the applicants starting new application rather than for existing applicants). Am I right?

A:
Yes, you can initially purchase for 1 month and then renew for next 5 days. There is no problem in doing that way. Many people do it. Visitors Care is a very popular insurance plan. It is pretty good. There is no problem in buying or renewing insurance for your mother, before or after she arrives in USA. The fact that you are resident of California and she is visiting you does not affect her eligibility to purchase or renew the insurance by any means. She is just tourist to USA. In other words, there is absolutely no problem in buying Visitors Care for your mother and renewing it once she arrives. You can renew Visitors Care online at /extension/visitors-care-insurance/
{{currentOrigin}}/answers/visitors-medical-insurance/visitors-care-renewalis-it-ok-for-me-to-get-a-1-month-policy-initially-and-then-based-on-the-stamp-t-17612/

Q:Au Pair Medical Insurance Sir We are planning on bring our au pair to the states. We need to provide her with basic coverage on an annual basis. Can you recommend a policy that your company provide and the best premium that we can get. Her details: Filippino 30 years old Good Health Single no dependents non-smoker no additional risks due to lifestyle (sports etc) It would be advantageous if the policy covered her when she is outwith the USA as I expect there will be some travel to Western Europe (no place with additional risks compared with USA) during the course of the year.

A:
Please look at AU pair insurance requirements at /au-pair-health-insurance/ Out of many insurance plans that we have, only plan that meets those requirements is Visit USA-HealthCare, available at /j1-visa-health-insurance/ This insurance provides coverage only within USA (plus incidental trips to Canada and Mexico for less than 14 days). This insurance can be purchased for maximum 1 year. If you would like to purchase the insurance for Europe trip, please consider purchasing Protection America at / This insurance is valid for US as well, but it does not strictly meet all requirements of AU pair, particularly $50,000/sickness or accident. It has overall life time maximum of $50,000, $100,000, $500,000 or $1,000,000. You could probably purchase higher limits such as $500,000 or $1,000,000 instead of $50,000/incident. This insurance can be purchased for maximum 3 years. You can even pay in installments such as monthly, quarterly etc. ($5 installment fee applies). For all of the plans you can do instant quotes and make instant purchase using credit card. You require her name, date of birth and passport number.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/au-pair-medical-insurancesir-we-are-planning-on-bring-our-au-pair-to-the-states-we-need-to-provide-34205/

Q:University of South Florida I am an international student enrolling for full time seeking one year insurance(renewable i possible). What would be a good insurance plan?

A:
Please check Study USA at /international-student-health-insurance/ It meets all the requirements of USF. I'd like you to complete the form requested by the USF and have it faxed to the student health insurance office. Please let me know when to start my monthly installments. I'd like to buy your policy for myself and my wife starting 01/August. We can fill that form only once you purchase the insurance. If you want to pay month by month, then we will be able to fill the form indicating that you have insurance for 1 month. Once you purchase the insurance, please let us know so that we can fill the form for you. I'll purchase your Student B policy for myself on August 1st. However, I was thinking of including my wife (coming to USA on F-2 visa) on that policy but I found out that this costs more than if she applies independently for a visitor policy. Could you explain to me the benefits of including her on my policy? Study USA for your wife provides much better coverage compared to visitor policy. Study USA covers matenity if she gets pregnant after the effective date of the policy while visitor policy never covers. Also, other medical coverages are better such as $200,000/incident, only $10 copay for Dr. visit etc. Therefore, it is better to buy Study USA as well for your wife. But if you want more affordable alternative, certainly go with visitor policy.
{{currentOrigin}}/answers/f1-visa-insurance/university-of-south-floridai-am-an-international-student-enrolling-for-full-time-seeking-one-year-in-92317/

Q:Visitors Care for J1 visa insurance? Hi; this summer I'll go to US for a summer internship program and the school, which I'll study for 2 months, requires a personal insurance with the following minimum requirements. I looked at your website and decided to purchase "Visitors Care", because of its fee. but I am not sure that this insurance meets the following requirements, which I took from the school's website. If not can you offer one which meets these requirements. Thank you very much. Minimum insurance requirements The insurance policy you hold must meet or exceed the following requirements: Basic Accidents and Sickness: J-1 visa holders and any accompanying spouse and dependents on a J visa status are required to have a $50,000 minimum coverage which includes catastrophic medical insurance. F visa holders must have a $15,000 minimum coverage for themselves only, catastrophic insurance is not required. Major Medical Accidental Death and Dismemberment Repatriation (Preparation and Transportation of Remains): Preparation and transportation of remains to your city or permanent residence. Repatriation coverage should be no less than $7,500. Medical Evacuation: Transportation to your city of permanent residence as a result of injury or sickness. The minimum coverage acceptable for medical evacuation is $10,000. Deductible: The policy can have no more than a $500 deductible.

A:
Visitors Care does NOT meet the requirements of J1 visa. Please look at Visit USA plan at /visit-usa-insurance/. That is the only plan that meets J1 visa requirements. Now I realized that I was looking for the wrong insurance. But I want to ask someting about J1 insurance at the website. Is this insurance meets the requirements of the school wants from me? Or these types of insurances are standard? I am asking this because I couldnt understand exatly what some of the terms mean in the insurance and I couldn’t compare them with the requirements of the school. Thanks again Minimum insurance requirements The insurance policy you hold must meet or exceed the following requirements: Basic Accidents and Sickness: J-1 visa holders and any accompanying spouse and dependents on a J visa status are required to have a $50,000 minimum coverage which includes catastrophic medical insurance. F visa holders must have a $15,000 minimum coverage for themselves only, catastrophic insurance is not required. Major Medical Accidental Death and Dismemberment Repatriation (Preparation and Transportation of Remains): Preparation and transportation of remains to your city or permanent residence. Repatriation coverage should be no less than $7,500. Medical Evacuation: Transportation to your city of permanent residence as a result of injury or sickness. The minimum coverage acceptable for medical evacuation is $10,000. Deductible: The policy can have no more than a $500 deductible. What your school is asking is standard J1 visa requirements, nothing different. And Visit USA meets all the requirements that you have listed above. I appriciate some information about J2 dependent. My wife is a J2 holder. Do all the minimus insurance requirements of J1 apply to J2? My wife has a nurse job and her emplyer provides her good insurance. However, that will not include the insurance of medical evacuation and repatriation. Could she buy it here as single items? ================= Opinon about the travel insurance provided here: A comaprison of the minimus requirements of J-1 visa and the insurance plan provided here: minimus requirements of J-1 plan A Plan B Medical benefits per accident or illness at least $50,000 $50,000 $100,000 Repatriation of remains $7,500 $10,000 $20,000 medical evacuation $50,000 $100,000 $10,000 A plan that just meet the minimus requirement of J-1 insurance will be very welcomed. You can see that in the plans provided here, plan A do not meet the requirement and plan B cost much higher than plan A. 1. Yes, all minimum requirements of J1 visa insurance requirements apply to J2 as well. 2. Visit USA-HealthCare is a package plan that meets all the requirements of J1/J2 visa. You can't buy individual items from it. 3. Both Plan A and Plan B of Visit USA-HealthCare meet the J visa requirements. You can purchase either of the plans online at /visit-usa-insurance/ If you have any additional questions, please feel free to post them here or call us at 1-866-INSU-BUY. Many thanks for the reply. I have another question. If I want to buy a separate insurance for my wife who is 33 years old with J-2 visa. (as somebody here, I have my J-1 insurance already.) I have done the quotation on plan A and found that in this link /visit-usa-insurance/ it costs me $756 (=$63*12) Is this a right quotation? Please let me know, then I will buy it, thansk. The quotes displayed on that web page are correct and accurate. You can buy the insurance online. Another quick question.. I am interested in the plan A of the link below /visit-usa-insurance/ I am a J-1 student, my wife is a J-2 depedent, could she buy the plan A in above link to meet the requirements of the school? Is that the same premium for both visiting scholar's deopedent and visiting student's depedent? 1. Yes, she can buy Visit USA to meet the requirements of the school. 2. Yes, the premium is same whether you are on J1 or J2. We have no homw country address now. we live in US. so please tell me how to fill these columns, thanks. Home Country Address: (we have no home country address) Street: City: Postal Code: Country Arrival Date in USA: (Is it the last time my wife arrived in U.S.) Passport Number: Country of Citizenship: (If you are U.S. Citizen, you are not qualified for this product. Contact us regarding alternate plans.) Beneficiary (FirstName Surname): (Name or spouse should be filled in? ) (You will be the beneficiary for your insured spouse and children.) 2. U.S. Mailing Address (Could we just fill in our current address?) Send Insurance Certificate to this U.S. address, in care of U.S. Resident: c/o Name (FirstName LastName): Address: City: State: Zip Code: Home Phone: ( ) - Business Phone: ( ) - (Must include at least one phone number) Put the address in your passport. Or, put your relative's address. Or, put friend's address.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/visitors-care-for-j1-visa-insurancehi-this-summer-ill-go-to-us-for-a-summer-internship-program-and-t-91235/

Q:Student insurance for University of Utah Hello, I am an International Student here at the university of Utah. Our university has made health insurance mandatory and my effort to get an exemption has been useless. I don't need medical insurance as I have never needed it my whole life. We have been given specific requirements that the chosen insurance company must meet. Kindly let me know if your Global Student Health -- Silver plan meets the following requirements: Minimum coverage of $50,000 An annual deductible of no greater than $250.00 Coverage of 80% or more, i.e. 80/20 Coinsurance A United States carrier or contact office within the U.S. Minimum of $10,000 reparation and medical evacuation insurance

A:
No, Global Student Health - Silver does NOT meet all the requirements. Please look at Study USA plan at /study-usa-healthcare/student-health-insurance/ It meets all the requirements you have.
{{currentOrigin}}/answers/international-student-health-insurance/student-insurance-for-university-of-utahhello-i-am-an-international-student-here-at-the-university-o-70808/

Q:Need basic insurance I would like to purchase Basic Plan Premium as it is requested by State Department for J1 visa holders (exchange visitor) for me, my wife and 20 years old son until June 27, 2005. Does your Visit USA PLAN A coveres repatriation of 7,500, and evacuation of 10,000? I need a plan that covers what is required for J1/J2 visa holders under US State Department regulation 62.14, because such coverrage I am demanded by the GMU as my sponsor organisation. I do not like to contract anything else and above this requirements.

A:
Visit USA meets all the requirements of J1/J2 visa holders. Visit USA covers emergency medical evacuation up to $50,000 and repatriation of remains up to $10,000. You can make instant purchase at /visit-usa-insurance/
{{currentOrigin}}/answers/exchange-visitors-health-insurance/need-basic-insurancei-would-like-to-purchase-basic-plan-premium-as-it-is-requested-by-state-departme-11793/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More