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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a J1 visitor and will be arriving in Pittsburgh, USA on 15th June as Student Visitor at Carnegie Mellon University. My planned stay is for 6 months from 15-Jun to 15-Dec. I am planning to buy insurance before I arrive. The university has some requirements regarding Medical insurance, I am attaching the requirement document along with the mail. Please help me decide which of the Student Secure Plans (Elite, Select, Budget, Smart) satisfies the minimum requirements. I guess all 4 does just can you please confirm that.

A:
Yes, all of the Student Secure plans meet the J1/J2 requirements. If you need additional assistance please feel free to contact our office.
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Q:I am coming to Pittsburgh Duquesne University for Fall 2016 semester, as an international student and am looking for the cheapest health insurance plan which suits to requirements below: - The policy must not exclude pre-existing conditions. - The policy must pay providers directly. - The policy must have mental health coverage. - The insurance company pays claims in US Dollars. - The insurance company has a US based claims processing center. - The policy must NOT exclude coverage for illness or injury incurred under the influence of drugs or alcohol. - We must be able to review a copy of the full policy document in English in order to review it for compliance with the school's hard waiver program.

A:
Unfortunately, we don't any plans that meets your school requirements. You need to purchase insurance through your school.
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Q:Hello, I am going to be an international (F1 status) student this fall. I wanted to ask if you have an insurance plan that meets my school's insurance policy (the Waiver form). Here is the waiver form. Can you check with it and let me know the plan and the price of it if there exist such a plan. F-1 AND F-2 STUDENT INSURANCE COVERAGE EVALUATION FORM

A:
You need to purchase Study USA Preferred 500 plan because school is asking for maternity coverage. Or Student Secure Select. Please compare both plans Please feel free to contact us if you have any further questions.
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Q:I have a question to ask about the insurance payment type. could I use my friend's credit card to pay this insurance?

A:
Yes. You can purchase insurance plan from our website using your friend's credit card. Please feel free to contact us if you have any further questions.
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Q:I need multiple quotes and/or information. 1. Travel insurance quote for travel for me (US Citizen living in the US) and for my fiance, who is a German citizen living in Germany. We need this for a 8- day period. I guess this is called travel health insurance? 2. My fiance will subsequently be relocating to the US. So, I want to make sure she has health insurance once she enters the US in case of any delays with my employer. I would like to do this for maybe a month or two months.

A:
Where are you and your fiance needing coverage for 8 days? You can find quotes on this website by entering in the required information. You will need to be in the correct section, like travel outside USA or Schengen visa, depending on your needs. You can also call our office and speak with a licensed agent for assistance. For your fiance, the plan we would recommend is the Patriot America Plus plan. She would be able to keep this plan until she is eligible to go on your insurance.
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Q:I will be a Visiting Scholar at UIUC from August 2016 to May 2017. I require a travel insurance for this duration that meets the J-1 Exchange Visitor criteria, the details of which are as follows: 1. Medical benefits of at least $100000 per person per accident or illness. 2. Repatriation of remains in the amount of $25000. 3. Expenses associated with medical evacuation in the amount of $50000. 4. Deductible should not exceed $500 per accident or illness and must meet other standards for Exchange Visitor Program regulations. Please let me know details of insurance plans that meet the above criteria at the earliest.

A:
We have many insurance products that meets standard J1/J2 visa requirements. You can purchase Patriot Exchange plan. You can find many plans at the J1 Visa Health Insurance section on our website. Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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