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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Can a visitor buy a hospitalization coverage only?

A:
If someone is coming to the United States on a visitor visa, they may view and quote the applicable plans in the Visitors to the USA section of our website. The plans are designed to offer the coverage for new illnesses and injuries contracted after the effective date. They will exclude the coverage for pre-existing conditions, preventative or routine care. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:How do I get a flu shot using Safe Travels USA Comprehensive plan? Would this need to be a part of the wellness visit?

A:
The plans are designed to offer coverage for the new things that are contracted after the effective date. Immunization and vaccination is excluded under all visitor insurance plans. This is an expense you will pay from your pocket. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:Hello, I am looking for coverage in the case that we would get quarantined overseas. I am most concerned with having assistance for lodging costs if we had to stay longer due to a quarantine. Would that be covered in your policies?

A:
You may view and quote the applicable plans in the COVID-19 Travel Insurance with Quarantine Coverage section of our website. Review the applicable plans and let us know if you need additional assistance. Should you have additional questions or need further assistance please call our office at +1 (866) 467-8289.
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Q:Does my coverage cover the cost of medical care received after the trip for injuries sustained during the trip?

A:
The plan covers for Injuries or illnesses that occurred and were treated during the trip only.
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Q:If buy a 30-day policy and get Covid19 by day 25, will I need to extend the policy to continue receiving treatment beyond the 30-day coverage period?

A:
This would be dependent on the plan. Coverage for an illness that was contracted during the coverage period of a policy typically can be continued past the expiration date under a benefit period benefit. You will want to review the applicable plans in the COVID-19 Travel Medical Insurance section of the website. In any case. it would recommended to extend the coverage for good measure if you are ill. Should you have additional questions or need further assistance please let us know. You may call our office at +1 (866) 467-8289.
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Q:Hello. I am a German / Filipino Citizen.I would like to apply for a travel insurance with covid coverage and travel to South Korea.I will be using my German passport to travel but I am located in the Philippines. But there were no plan available to get a quote.I would be staying there around 90 days: May 28 to Aug 25 2022Thank you

A:
Here at Insubuy we do offer coverage that will work for your travels to the South Korea that will include coverage for COVID-19. No matter what passport you will travel on the plan will cover you anywhere outside of your home country.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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