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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Where do I start to enter an Appeal on my claim?

A:
Insubuy does not deal with the day to day claims process . However, if you are having an issue involving denied claims you can contact us for assistance.
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Q:I am based in UK. My mother is traveling from Pakistan to UK on a visit, we are not USA National. Can we buy travel insurance from Insubuy? Thanks

A:
Our insurance provides coverage to Non US Citizens who is travelling outside their country of residence. You can purchase insurance from Travel outside USA section
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Q:can a 25,000 max policy possible for a client coming from the Philippines

A:
Visitor Insurance plans are available at all different types of maximums. Enter the details into the Visitors to the USA section of the website to view the applicable plans. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:I am looking to arrange inbound medical coverage for our trip into the US. My wife had an Ovarian Cancer tumor removed 4 years ago followed by chemotherapy and this year had further chemotherapy to clear a recurrence with the scan showing no tumours after treatment. She now has been prescribed tablets to restrict any possible tumour growth. She has a clearance from her consultant that she is fit to travel etc. To what extent would she be covered under the Acute Onset of a pre Existing Condition wording should she have an incident in the US relating to her taking these tablets etc.

A:
Unfortunately, such coverage would be unavailable under all plans as anything related to cancer would be excluded from coverage. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:Wish for insurance to cover a 94 yr old, who is very able, but slight heart issue.

A:
We would recommend the Visit USA Healthcare plan as it will allow up to $20,000 policy maximum for their age. Alternatively, you may view and quote insurance plans in the Visitors to the USA section on our website. Keep in mind the plans are designed to allow the coverage for new illnesses and inquires that are contracted after the effective date. The plans will exclude the coverage for pre-existing conditions, preventative and routine care. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:Wish for repatriation insurance only, should our relative die in USA

A:
Most of the plans come standard with medical repatriation built into the insurance. However, there would not be a plan availalble that will solely offer that one benefit. Should you have additional questions please call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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