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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:J1 Patriot Exchange Program payment options I am trying to apply for 1 year Patriot exchange insurance plan but could not opt for the monthly payment option. Please help.
Q:J1 visitor insurance needed Thank you for your prompt action and sent me the quotes. I have checked the plans and want to purchase Atlas America plan. By the way could you please let me confirm the plan covers the university specific requirements (informed you in my previous emails). After getting your confirmation I will request my friend to pay the fee $744.96. Could you please let me know about the following queries: 1) if I do purchase deductible amount is $100 then what would be the amount 2) how much co-pay I have to pay for each time visit to doctor 3) does the plan has vision coverage or discounts Thanking you again and looking forward to hear from you.
Q:J2 dependent visitor insurance Hi INSUBUY, I came to US last October 2015 through Cultural vistas(Visa sponsor) as J-1 visa holder. I'm working as Intern/ training in my host company in Fairfax Virginia. My company have take care of my insurance. Now I'm planned to bring my wife as dependent on J-2 visa through Cultural vistas. Tentative start date is 11 May 2016 and and end date is 10 October 2016. For that reason i need to bring a health insurance. please suggest the suitable health insurance for the below requirement, These are the following requirements for Dependent Health Insurance U.S. Federal Regulations state that all accompanying dependents that enter the United States under the sponsorship of Cultural Vistas must be covered by health and accident insurance for the entire duration of the training program. The minimum requirements for insurance are: 1. medical benefits of at least $100,000 per accident or illness; 2. repatriation of remains in the amount of $25,000; 3. expenses associated with medical evacuation from the United States to the participant’s home country in the amount of $50,000; and 4. a deductible not to exceed $500 per accident or illness. The insurance policy must also be underwritten by an insurance corporation having an A.M. Best rating of A- or above, a Fitch Ratings, Inc. rating of “A-“ or above; a Moody’s Investor Services rating of “A3� or above, a Standard & Poor’s Claims-paying Ability rating of A- or above, or a Weiss Research, Inc. rating of B+ or above OR be backed by the full faith and credit of the government of the exchange visitor’s home country. For full details please reference the Code of Federal Regulations (22 CFR Part 62).
Q:I need to renew my insurance for the university of California, Irvine. Please advise for the procedure I need to take to renew or to start over my insurance with the same coverage as previous one which has expired. Thank you.
Q:I am planning to bring my parents from India to USA for few months. I will enroll for their insurance. But i have a very sensitive question - What if one of them passes away during their visit? Does your insurance company help in transporting the body back to India and does the insurance cover that?
Q:Me and my mother will be travelling to US(Philadelphia). I need to buy travel insurance for my mother. We will be arriving on 29th Sept and stay until 15th Jan. I would like to know whether the insurance covers the travel duration as well if am going to buy with effective date as 28th Sept. Also can I use the Indian credit card for making the payment.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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