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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm a student from Morocco. I'm going for an exchange semester, about 6 months from January to May, at Oklahoma City University and I'm looking for a health insurance to cover me during this period. The Health insurance plan provided by the university is expensive, about a thousand dollars, and I'm searching a cheap health insurance plan that meets the requirements set by US department of state and Oklahoma City University so I can apply for a waiver. The health insurance requirements are as follows: Insurance requirements for J-1 students Medical benefits of at least $100,000 per accident or illness Repatriation of remains in the amount of $25,000 Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000 A deductible not to exceed $500 per accident or illness. OCU Insurance waiver requirements Medical benefits of at least $300,000 Repatriation of at least $25,000 Medical Evacuation at least $50,000 Deductible must be $500 or less

A:
All of the plans in our J1/J2 visa insurance section will meet all standard requirements.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/affordable-health-insurance-for-j1-visa-holder-with-university-requirements-17992/

Q:I want to know if these insurance plans are applicable for STEM OPT students also? if yes can you mail me plan details.

A:
You can find the available plans on our OPT Insurance section.
{{currentOrigin}}/answers/f1-visa-insurance/insurance-plans-applicable-for-stem-opt-students-55047/

Q:I am looking for student insurance plans that satisfy Santa Fe College's requirements. Attached below is the compliance form.

A:
Please be advised that we do not offer plans that will meet the below requirements. Your school is requiring an ACA compliant plan. The only place we know of where an F1 visa holder can obtain this type of coverage is through the school itself.
{{currentOrigin}}/answers/international-student-health-insurance/health-insurance-for-international-student-santa-fe-college-requirements-93564/

Q:I would like you to provide me with a 4 month convenient health contract that is covering the requirements following: Kindly find attached the requirements needed for the medical insurance for J1 visa to USA. Enclosed you will find attached: 1) some international companies that San Diego university recommends 2) samples of the document I will need from you to send it to the University after the purchase 3) The link for additional help for coverage requirements. https://www.sandiego.edu/international/resources/health-insurance-requirements.php#accordion-panel2 These are all documents you need to provide me for a proper health insurance contract. Please assure me that The J1 visa has a requirement that the deductible per injury/illness can be no greater than $500.

A:
All of the plans in our J2/J1 visa section will meet all standard requirements.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/4-month-health-insurance-with-j1-visa-requirements-58543/

Q:I'm applying green card for my parents. I wanna understand what kind of insurance I should buy for them. Thanks!

A:
We would be glad to assist. If you are applying for your parents to come here on green cards and they are still in their home country, or they are already in the U.S. and you have filed paperwork for adjustment of status, our New Immigrant plans would be the plans that could provide them coverage. You can run quotes for those plans here /new-immigrant-insurance/ These plans can be carried until they are eligible for domestic insurance. However, once they become eligible for domestic insurance, they would have to move to those plans as being eligible for the domestic plans in the state they are residing makes them ineligible for these plans. The plans cover for new illnesses and new injuries that occur or manifest after the effective date. They do not cover things that are preventative, routine, or pre-existing. Some plans do include acute onset benefits of pre-existing conditions for certain age groups, and I have attachedthe information link below to explain that benefit option./visitor-insurance-acute-onset-of-pre-existing-conditions/ Please let us know if you have any questions, or need any additional assistance.
{{currentOrigin}}/answers/new-immigrant-health-insurance/new-immigrant-insurance-options-49156/

Q:I'm an exchange student (21 years old) applying for a J1 Visa and I'm looking for an insurance plan in New Mexico ("Eastern New Mexico University") for 5 months; January 13th 2020 to May 15th 2020. The insurance requirements the university gave me, are: 1. Medical benefits of at least $100,000 per accident or illness. 2. Repatriation of remains in the amount of $25,000. 3. Expenses associated with the medical evacuation to your home country in the amount of $50,000. 4. A deductible not to exceed $500 per accident or illness.

A:
Based on the requirements mentioned you may purchase any plan in our J1/J2 visa section of the website.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/health-insurance-for-j1-visa-holder-with-eastern-new-mexico-university-requirements-23829/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

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