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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I live in Charlotte NC I have a question about purchasing insurance for my parents age 67 and 66 through your website. Who will be visiting us between Jan 25th - May 20th. Both of my parents have blood pressure and diabetes. Can you point to the right insurance which will cover them for their stay?

A:
Thank you for contacting Insubuy for your insurance needs. Based on the information provided below we would recommend purchasing a comprehensive coverage plan. A few plans to review would be the Atlas America, Patriot America Plus, and the Safe Travels USA Comprehensive. Short term health insurance plans for visitors are designed to cover new illnesses, injuries or accidents which occur after the effective date of the policy. They are not designed to cover pre-existing conditions, routine doctors' visits, or immunizations. Each one of these plans will provide coverage for an acute onset of a pre-existing condition. Please use the link provided below to view the plan details and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY. Acute onset of pre-existing conditions Atlas America Patriot America Plus Safe Travels USA Comprehensive
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Q:I am an Italian professor. I am going to arrive in Fort Collins (CO) on the 1st of February for a visit to Colorado State University, and I'm going to stay until August 31st. My two children are 16 & 12 years old and are coming with me. The Italian Health Service covers for us all medical expenses except for medical evacuation and repatriation of remains. I need an insurance for repatriation of remains of $ 25,000 and medical evacuation of $ 50,000. I am 52 years hold. Could you please tell me the quote for me and my two children?

A:
Thank you for contacting Insubuy for your insurance needs. We have the Atlas MedEvac plan that will cover the medical evacuation and repatriation as requested. Please see the link below for more information including the instant purchase link. Atlas MedEvac If you have additional questions please feel free to contact our office.
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Q:I need travel insurance for Schengen country, I have India Passport and I want to travel from Oman to Paris.

A:
Plans are available to anyone traveling outside of their home country. Use the link listed below to find plan that will meet Schengen visa requirements: Schengen Visa Insurance Please enter appropriate criteria. You will find many plans. Next to each plan you will find sample id card and visa letter. Please feel free to contact us if you have any further questions.
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Q:I am inquiring about medical coverage for my mother who arrived from India. She recently obtained her green card and will be here for a short visit. What options do I have for purchasing medical insurance for her? Let me know if you would need more details to provide me with the best option.

A:
There are a few options that you can considered for coverage. There is a comprehensive plan called The Bridge plan that would be available to your mother for coverage in the United States. Short term plans are designed to cover any new accidents an new illness that happen after the effective date of the policy. Plans will not cover pre-existing conditions, preventative care, routine visits or medications related to the pre-existing conditions. Please use the link listed below for more information about this plan and to review other options that may be available. The Bridge Plan New Immigrant Insurance If you need any additional assistance please contact our office.
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Q:What is the difference between Atlas Exchange - Essential and Atlas Exchange - Choice? I don't see any difference between them when I add them to compare tool.

A:
Atlas Exchange Essential plan has 12 months pre-ex waiting period while Atlas Exchange Choice has 6 month pre-ex waiting period.
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Q:Dear Sir/Madam, I would like to buy a Vision plan for my mom.

A:
While we don't offer a vision insurance we do offer a dental/vision discount plan. You would receive discounts on dental and vision services if you go to a participating provider. Please see the link below for more details on the plan. Careington Dental/Vision plan If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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