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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Visitor Care - Coverage during travel My parents are arriving in June. I am thinking of getting Visitor's care from this website. Does this plan cover their travel from India too. Also if we travel to Canada, is the insurance valid there? Thanks Anu
Q:Visitors Care questions I was looking at the Plan B of the Visitors Insurance that quoted a cost of $342.30 for 5.5 months with a maximum coverage of $50,000. Got few questions If I buy this plan for a person already in U.S 1. How many Emergency room visits are covered ? It says 300 is allowed per visit. 2. Is this valid in all states in the U.S? 3. How may I find participating providers? 4. The restriction on the number of times a person can see a primary care physician is 10 times per coverage period? Is the maximum per visit $50? 5. If the person is diabetic and if the primary care physician finds out that the sugar levels are more and does some treatment, will this be covered up to $50 or will it be considered as pre-existing condition? 4. Is there a detailed brochure that says what is allowed/covered and how much will I have to spend?
Q:Confirmation of coverage letter I am a physician from Egypt, invited to research work in USA. I was asked to have 2 months insurance. I selected you to provide me with it. But the sponsoring organization have asked for 2 things. The first is a confirmatory letter after getting the insurance. The second , they sent me a certificate that must be filled by the insurance carrier confirming the completion of the insurance for me, this certificate must be sent back to me so that I can send it to them again to get the visa. My question is how can I do that if I am going to order my insurance via email. thank you
Q:Protection America/Atlas America comprehensive insurance I read your replies in buyamericaninsurace.com and wanted to get in touch with you regarding Protection America/Atlas America comprehensive insurance for visitors to USA. My parents are visiting here and they will be here by June 8th. I would like to know about the claims for both insurance plan? Should we pay the doctor's office and then file for a claim or all we have to pay is something like co-pay. Please let me know. Are there any limitations in the doctor visits? For example can we visit doctor with fever/allergy or any symptoms that they may have after coming to us or is there any limitations in the purpose of visit. I am sure many of you might have asked you similar questions, but I am new to visitor insurance, so please bear with me. Looking forward to hearing from you.
Q:Plan Visitor Care by IMG What I understood from Plan of Visitor Care by IMG : 1: for an outpatient physician visit, my mom needs to pay $50 co-pay each time she visits and she can go for TOTAL of 10 visits during her 6 months stay in the US. 2: Plan "C" will pay TOTAL of $250 for prescription drug during her 6 months stay in the US. 3. Plan "C" will pay TOTAL of $950 for X-ray & LAB during her 6 months stay in the US.
Q:Protection America vs. ExPatriot Plus 1. My aunt is 76 years old, and will be here in the US on a visitor's visa for 6 months, with no pre-existing conditions. What plan would you recommend? 2. What is the difference between Protection America and ExPatriot Plus? 3. Per the brochure: Insured person must only satisfy 1 deductible and coinsurance within each coverage period. If I buy coverage for 3 months and renew for another 3 months, will I pay deductible only once during the entire 6 months, or once for the 1st 3 months and again for the renewed period? 4.The Brochure for Protection America refers to Passport Protection in page 8. What is this Passport Protection? 5.Eligibility Requirements for people above 65 requires attaching a copy of the Visa? Does this mean that to apply I must wait till the visa is received. How to "attach" the visa copy if I am going to apply online? 6.What is the difference between Period of Coverage and Benefit Period? (brochure has these terms) 7.Your FAQ section recommends renewals because they have certain advantages. However, will the premium be higher at renewal, if during the initial coverage period there was need to seek benefits? If the answer is yes, mow much would be the increase for? 8.Protection America has no reference to NNC (Network Negotiated Charges? Please verify this plan has NNC in it. I know have I have asked quite a few questions. But your clarifications would immensely help me, and 2 more of my friends who are planning on getting the coverage for their parents. I would appreciate your early reply. Thanks a million!!
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Learn MoreWhy purchase insurance from Insubuy®?
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There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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