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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My son is coming to he US to study for 4 years I need to purchase insurance that includes pre existing conditions/allergy I wish to purchase a policy that has no waiting period attached to it and is active upon arrival in the US.

A:
Unfortunately, the plans available to purchase outside of the university are not going to meet these requirements. You would need to purchase the schools insurance if available.
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Q:I will be travelling to the US for at the end of June for around 2 weeks. I would like to purchase a medical insurance. I will be 5 months pregnant by then (no complications pregnancy). What plan should I take just in case something "unexpected" happens pregnancy-related? I normally see that plans take pregnancy as a pre-existing condition and they don't seem to cover it? Or do I just misunderstand it?

A:
We have Atlas America plan which provides coverage complication of pregnancy up to 26 weeks as long as you are Non US citizen and coming to visit US. Please find more information attached here in regards to complication of pregnancy. Please feel free to contact us if you have any further questions.
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Q:I am going to make a tourist trip to Egypt in September. I need a cancellation travel insurance due to a disease/illness of my old parents.

A:
If you are wanting coverage for trip cancellation you will need to look at the plans in the section provided below. Here is the link for our trip insurance section:Travel Insurance Please enter appropriate criteria. You will find many plans and you can also compare them side by side.
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Q:Need travel insurance for 28 days to USA ,the flight tickets cost $ 1100 .There is change of flight at London.Travel is from Bangalore to Chicago .Within US travel to New Jersey,Niagara falls and LA. Need medical expenses coverage for $ 250000 for two of us aged 54 and 59. Not interested in trip cancellation coverage and interruption. Visa Status is B1/B2.Tourism/Business purposes. Coverage from May 10 ,2019 Nationality Indian. Pl do send the proposal in simple terms.

A:
Thank you for this information. You can look at various insurance plans in visitors insurance section. If you have any additional assistance please contact our office.
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Q:Need to understand policy for pre existing disease coverage for 72 years old person. I am looking for a plan that covers for pre existing diseases

A:
Is there something currently going on or are you looking in case of an emergency or were you wanting something to cover doctor visits for pre-existing conditions? There are no plans that you can purchase on the market for a visitor that will cover pre-existing conditions so if you are looking for coverage instead for an Acute Onset of a pre-existing condition then we would recommend Atlas America If you have additional questions please feel free to contact our office.
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Q:I was invited by Purdue University (West Lafayette)-Indiana under supervision by Prof. Cooks for an internship during 05/21/2019 until 10/22/2019. I supported by FAPESP in Brazil and for my internship I have available about U$ 550,00 to contract a health insurance has to meet the requirements described in the USDOS. I would like to know if there is an insurance that have the coverage and other requirements required in USDOS.

A:
You can purchase any of the comprehensive plans from our J visa insurance section. Please select appropriate criteria with medical coverage required. You will find many plans and you can also compare them side-by-side. You can purchase either Patriot Exchange plan or ExchangeGuard. Both plans meet standard J visa requirements.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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