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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi,My in laws are traveling to USA in June for 2 months. Mu father in law went through heart bypass surgery in April and my mother in law had some heart surgery done in her child hood. They do not have any health issue as of now and fit to travel. If any issue occur while they travel to USA, would their past heart surgeries make these issues as Acute Onset or Pre existing? I need to get some idea on this even though I understand that you do not decide yes or no and it's insurance company which decides.

A:
Thank you for contacting Insubuy for your insurance needs. You may view and quote the appropriate plans within the Visitors to the USA section of our website if you are traveling to the United States on a visitor visa. The plans are designed to offer coverage for new illnesses and injuries contracted after the effective date of the plan and will exclude the coverage for pre-existing conditions, preventative and routine care. Some plans will have what is called and acute onset of pre-existing conditions benefit that you may find beneficial. Please read over the certificate wording and plan benefits of the plans to verify legibility and benefits. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:I was asked by my doctor back in my home country to do a Blood test periodically - can i get that covered under this policy

A:
Unfortunately, the insurance plans available exclude the coverage for pre-existing conditions, preventative and routine care. Should you need to have the regular blood test done while traveling outside your home country, you will have to pay out pocket for those expenses. If you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/visitors-insurance-usa/travel-insurance-coverage-for-routine-blood-work-33868/

Q:list of doctors in network within zipcode 30004 of 10 miles radius

A:
You may view and search the PPO network of the plan you are viewing by clicking the hyperlink listed below the plan information. Should you be experiencing any difficulty regarding this, you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/visitors-medical-insurance/ppo-network-search-for-visitor-insurances-80435/

Q:We are parents of a US citizen and we got green cards recently. Myself and my wife we are above 65 years old. I got by pass heart surgery 6 years back and are on medication. At present we have travel insurance from first health network. As we are now Green card holders since 2 months, We want to change to Obamacare or Medicare. Please advise.

A:
You will want to contact your state department of insurance to see what options are available to you or go to the open market place to view coverage. Insubuy does not offer domestic insurance coverage. Should you have additional questions, you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/domestic-insurance-for-green-card-holders-residing-in-the-united-states-66919/

Q:My flight from Italy was canceled I just need to submit a claim. None of the numbers I've been given have got me to anyone.

A:
Please contact our office at +1 (866) 467-8289 and we would be happy to provide you with information to get in touch with your insurance company's claims department.
{{currentOrigin}}/answers/vacation-insurance/claim-assistance-for-cancelled-flight-79543/

Q:Hello, We are looking for Travel Insurance for our travellers. Insurance should include Covid Insurance and Trip Cancellation coverage along with basic Travel Insurance. Request you to please advise rates along with plan options. Thank you.

A:
You can look at trip cancellation insurance plans. Once you enter your details, you will see the applicable plans, their prices and details. You can apply online from there.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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