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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:USA Visitor Insurance I was browsing through for visitor insurance (for my parents). I get the below quote summary. I am looking for a good deal in direct claim/cashless claim option. Would be able to give me a better deal? Quote Summary Price: $618.54 Your Age(s): 60, 56 Coverage Start: 03/26/2016 Coverage End: 06/11/2016 Deductible: $500.00 Maximum Coverage: $50,000.00

A:
Thank you for your interest in purchasing insurance through us. This premium is regulated by govt. We can’t give you any different rate than you see on our website. Please read, /best-visitors-insurance-deals/ /why-purchase-from-insubuy/ /visitors-insurance-broker-advantages/ You can visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. We have also send you quote in a separate e-mail. Our system sent quote by default with $250 ded. You can change it by using dropdown box next to deductible and get quote accordingly. If you have any further questions feel free to contact us. Have a great day!
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Q:Insurance For Traveling to France with Child I am planning a Flight to France with my daughter who will be staying a little longer than me for her vacation. Your website did not give me he option to purchase the coverage for the both of us with two separates return dates. Basically, we will be flying together arriving in Paris on March 26th 2016, I will be taking my return flight on April 2nd ,2016 back in the U.S and my daughter who is 16 Months old will stay with her Mom until June 15th 2016. Can you help me figure out the pricing for coverage for the two of us and let me know how I can start our coverage and get our insurance going before we board our flight.

A:
Thank you for contacting Insubuy for your insurance needs. We are a broker and offer all of the major plans on the market. We would recommend purchasing two separate policies since the coverage dates are different. In order for us to recommend the appropriate plan we will need more information. Can you please state your country of citizenship, age, and state where you currently reside in the U.S.? Thank you for the prompt response Both my daughter and I are U.S citizens and we both reside in Salt Lake City, Utah. I am 33 years Old and my daughter 16 Months. Is it possible to purchase the coverage for my daughter under her own name since she is underage. Yes, you may purchase a separate policy for your daughter by selecting the 0-17 age group in the search and compare screen. We emailed you two separate quotes as per your request. The plan we would recommend would be the Atlas International. You may review the plan by using the link below. You may purchase online or over the phone by contacting our office at (866) 467-8289. Atlas International: /atlas-international-insurance/
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Q:Travel Insurance for Zambia My husband, myself and a younger woman are going to Zambia to live and establish an orphanage. We are inquiring about the most reasonable insurance we can purchase. Thank you for your help

A:
Thank you for contacting Insubuy for your insurance needs. There are several plans that you can purchase to cover you during your travels. Please use the link listed below to visit the Travel outside the USA section to find plans that would be available. If you would like assistance from a licensed agent please feel free to contact our office. Travel Outside the USA: /travel-health-insurance/
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Q:Visitors Insurance for Dual Citizen My daughter has a dual citizen (US and Philippine). She is currently a resident in the Philippines. She is going to the USA to visit me temporarily. Then she will go back to the Philippines. I am a permanent resident of the USA since 2002. Does my daughter qualify for the Inbound USA or Inbound Guest. If not are there packages which she can avail.

A:
Thank you for contacting Insubuy for your insurance needs. As you daughter is a U.S. citizen her U.S. citizenship will take precedence within the states. As a citizen that makes her ineligible for the Inbound USA and Inbound Guest plans. She is eligible to purchase a plan called Liaison Continent A as long as she is visiting and will be leaving the country to return back to the Philippines. Please review the plan details listed below for more information . If you need any further assistance please feel free to contact our office. Liaison Continent A brochure & plans details: /safe-travels-usa-comprehensive-insurance/
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Q:Visitors Insurance for Domestic Partners Me and my boyfriend/domestic partner/civil spouse are planning a trip to the USA and want to purchase an insurance from your company. We do not have an officially registered marriage, so no documents on that and different last names. The question is can we buy one insurance for the two of us or should we get a separate insurance for each of us? We are residents of Ukraine. Trip planned for March 17-April 17, USA only, across the country. No active sports, just tourism. Ages 36 and 39.

A:
Thank you for contacting Insubuy for your insurance needs. When purchasing insurance for yourself and boyfriend you will need to purchase separate policies as you are not legally married. There are several plans that would be available on the Insubuy website. If you would provide the visa type that you will we would be glad to recommend plans for coverage during your visit. If you need any further assistance please feel free to contact our office.
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Q:Medical Insruance For Pregnant visiting the USA Good morning I plan to travel from Poland to USA for tourist reason (B2 visa, I'm not US citizen) up to 3 months. Since I am pregnant I would like to ask if I would find a reasonable insurance that would cover potential basic medical care? I don't plan to birth child in USA. I would buy normal travel insurance, but I would be less stress if i would have also normal medical one.

A:
Thank you for contacting Insubuy for your insurance needs. However, there are no plans on the market that will cover any preventative or maternity related expenses for a visitor into the United States. The available plans are designed to cover only the new accidents and new illness that occur after the effective date of the policy. If you would like to review plan options for any unrelated expenses please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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