There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My flight dates have changed to 1 week earlier. Can I bring my policy dates forward, or should I just purchase a new policy to cover the week from my new flight dates?

A:
As long as the change is before the start date you can move the dates of coverage. To request that change simply log into your my account.
{{currentOrigin}}/answers/international-travel-insurance/my-flight-dates-have-changecan-i-bring-my-policy-dates-forward-or-should-i-just-purchase-a-newpolicy-56702/

Q:My sponsor wrote this,"Please provide proof of healthcare (not travelers) insurance for you and all family members for the entire duration of your appointment by uploading your visa letter from the insurance company of your choice. Please note that it must list the name of your insurance company, the policy number, and the effective dates of the insurance plan, in English. The health insurance policy must meet the J-1 visa requirements, as found on the Department of State website."First I chose ExchangeGuard Essential, but product information says it's a student travel medical policy, so is it a Travel or a health insurance?I will be working as a research scholar, is it applicable to me, since product information nowhere mentions research scholar, but insubuy does ?Product information doesn't mention covid-19, but insubuy says, it covers it, so does this plan covers covid-19 or not ?

A:
Thank you for contacting Insubuy. The plan that you are looking at is a Medical plan for exchange scholars (J-1) traveling to the US. If you want to find proof of the Covid coverage you can look in the Certificate wording of the policy. there you can also look to see that the plan meets all the requirements That are needed for an Exchange scholar.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/exchange-scholar-covid-19-insurance-72214/

Q:I have good insurance, but it is really only applicable in Minnesota and Wisconsin. I will be traveling in California, New Mexico, Arizona, Texas, Florida... an unknown path as I help my Dad take his RV to see a bunch of folks, and then bring it up to summer in Minnesota once more. Depending on the weather up here we might be back sooner, but for sure we're getting back by May 3rd. So I want medical coverage "primary" that will cover me just-in-case, in the US, from tomorrow when I fly to California, until then. Can you help me?

A:
thank you for contacting Insubuy. You can purchase one of our trip plans for your travel. /travel-insurance/ They can start as soon as the next day and can cover you in any state outside of your home area.
{{currentOrigin}}/answers/international-travel-insurance/trip-plan-for-travel-in-us-99425/

Q:Hi, please tell me where I can access the Patriot Exchange Program - Worldwide Master Policy.

A:
You may view the certificate wording to the Patriot Exchange Program plan at any time. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-student-health-insurance/certificate-wording-for-patriot-exchange-program-46035/

Q:I want to speak to an agent. I recd a reply that the guy is out of the office until 4/4. That's the day I leave. Please have an agent call me re: necessary Ins that is legally required. 714-227-7718

A:
We have agent available every day of the week from 8 AM to 9 PM Central Standard Time. Should you wish to reach us, you may call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-travel-insurance/requesting-callbacks-for-assistance-62555/

Q:Going to Argentina from 04/4/22 until 05/7/22.What are the minimal requirements to comply with their Current laws

A:
Thank you for contacting insubuy. Due to the frequent changes that can happen by the hour for every country we do not track the requirements. we reccomend you either check the governments website or call the consulate to know what requirements need to be met at the moment of purchase so that you have the most up to date Information reguarding your travel.
{{currentOrigin}}/answers/travel-health-insurance/going-to-argentina-what-are-the-minimal-requirements-to-comply-with-their-current-laws-73721/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More