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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I needed to add an extra day to my trip. April 9-11( paid for) and wanted to add one day making departure April 12.

A:
You would need to send an email to service at insubuy.com for the same.
{{currentOrigin}}/answers/trip-insurance/add-an-extra-day-to-my-trip-april-911-paid-for-and-wanted-to-add-one-day-making-departure-april-12-65342/

Q:Planning a trip to Turks and Caicos island in two weeks. Is it mandatory to purchase travel and medical insurance to travel there?

A:
Yes, it is mandatory to purchase travel medical insurance that would provide coverage for COVID-19. You can purchase it online at /covid19-travel-medical-insurance/
{{currentOrigin}}/answers/international-travel-medical-insurance/turks-and-caicos-island-in-two-weeks-mandatory-to-purchase-travel-and-medical-insurance-21987/

Q:Your website says that International Major Medical Insurance is an option for K1 Fiance visa holders until they get married, but your web forms require me to enter a return date for my fiance to apply for coverage. My fiance would not be returning to their home country. Is it still possible to get coverage if my fiance is not returning to their home country?

A:
Yes, you can still purchase International Major Medical plan at /international-major-medical-insurance/ You will put the end date as the return date.
{{currentOrigin}}/answers/other-insurance/international-major-medical-insurance-is-an-option-for-k1-fiance-visa-holders-until-they-get-married-23479/

Q:Plan for 85 year old male including existing conditions

A:
Thank you for your interest in purchasing travel medical insurance. Please note that the best you can get is the coverage for acute onset of pre-existing conditions and you can look at /covid19-travel-medical-insurance/
{{currentOrigin}}/answers/international-travel-medical-insurance/insurance-plan-for-85-year-old-male-including-existing-conditions-18073/

Q:i am 75 years old and my husband is 78 years old soon. I applied for my green care over 10 years ago. If I get it in the next couple of years- what can I get for u.s. medical insurance with at least 1 million liability- thanks

A:
We would not be able to advise of what plans may be available to you a few years from now and the plans we do have now could also change benefits. If someone is a green card holder, and they are not eligible for domestic insurance in the state in which they reside, we do have New Immigrant plans which could be available to them. Here is the quote link for the plans we have available as of today: /new-immigrant-insurance/ However, eligibility would depend on if you are eligible for domestic insurance, your current status here in the U.S., when you arrived into the U.S., and in which state you are residing. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/other-insurance/applied-green-card-medical-insurance-96315/

Q:I purchased medical insurance, certification number 120066854, and I am wondering what the plan will cover. I had severe abdominal pain and visited the doctor. She could not determine the problem and prescribed blood tests and a colonoscopy. Does my insurance cover these tests?

A:
Hello, For any specific coverage questions, you would need to contact your plan's claims department directly for assistance. Your plan's claims department contact # is 1-800-605-2282. Please let us know if you have any additional questions.
{{currentOrigin}}/answers/travel-health-insurance/medical-insurance-plan-cover-abdominal-pain-visited-doctor-prescribed-blood-tests-colonoscopy-tests-43761/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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