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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:i am a US citizen but work in india and i travel to visit my family in US . Can i buy travel medical insurance?

A:
This would be dependent upon what is considered to be your country of residence. Please contact our office at (866) INSUBUY for assistance from a licensed agent.
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Q:do you cover pregnancy for canadians traveling to US

A:
There is not a plan that would cover the cost of maternity or pregnancy related cost for a visitor in the United States. You can consider the Safe Travels USA Comprehensive plan that would provide coverage for pregnancy complications for the first 26 weeks.
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Q:I am not paying for my cruise (it's a comp) and would just like medical coverage in case of emergency. What can you recommend. I leave next week on a five day cruise from Galveston Texas.

A:
Please review the plans in the Travels Outside of the USA section of the website for coveage for your cruise. You can consider the Atlas Internationalplan for your trip. This plan will provide coverage for any new accidents or illnesses that did not exist on the effective date of the policy.
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Q:My mother had a chest pain and I took her to the emergency room where she was admitted and had a stent placed in one of her coronary arteries. She dint had any symptoms before this occurrence. Will the insurance would cover the hospital bill?

A:
Please contact the phone number listed on the back of your ID card to speak with the claims department directly for assistance.
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Q:I am looking for some travel medical insurance for usa which includes me to get preventive health checkup. I wanted to get my tsh and t4 tests done I am an Indian citizen

A:
Thank you for contacting Insubuy. Visitors Insurance plans do not provide coverage for preventative care or routine medical treatment. They are primarily designed to cover someone if they unexpectedly get sick or injured while visiting the US. There are some plans that include some coverage for one wellness visit. This visit must be done within the first 21 days of the plan effective date, and there are specific codes that must be used in order for the plan to pay towards the visit. If you have any additional questions, please let us know.
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Q:Hi,My wife is traveling to the US on an F-2 Visa early next year. I am looking for an appropriate medical insurance for her which we can do monthly payments. Please suggest any plans that meet my requirements.Thanks,Avinash.

A:
The International Student Insurance plans that are available solely for the F2 visa holder, do not allow you to set up monthly payments. Most of the plans are extendable. This means you may initially purchase for any duration, and then extend the coverage month by month as they continue to need coverage in the United States. A popular plan option is the ExchangeGuard. This plan is extendable and can be extended online or you may extend by contacting our office at +1 (866) INSUBUY 467-8289. If you have any additional questions, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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