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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My 65 yo mother and 65 yo father are traveling to Switzerland next week and need letter for visa appointment to show they are covered by health insurance. If I apply to them today when can I get the letter?

A:
Thank you for your interest in purchasing insurance through us. We have many plans that meets Visa requirements for the Schengen visa. As soon as you purchase insurance will receive confirmation by e-mail which will have a link to print id card, visa letter and other documents. Switzerland Visa Travel Insurance Please enter appropriate criteria. You will find many plans and you can also compare them side by side. One of the popular plan is Atlas International or Liaison Continent. Please feel free to contact us if you have any further questions.
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Q:Need Advise on visitor's insurance for parents Hello - My in-laws visiting us soon from India and I am looking for insurance advise. My father in-law is aged a month more than 70 and my mother in-law is less than 65. Also my father in-law had heart surgery in past. Kindly recommend us suitable plan. If need be you can directly get in touch with me. Thank You, Apurv

A:
You can purchase any comprehensive plan. But 70+ practically there is no insurance that covers pre-existing conditions. Max. you will get coverage for sudden and unexpected recurrence of pre-existing upto $2500. Try to get separate quote for your father and mother and you can narrow by the plan that covers pre-existing conditions. Please visit our website at www.insubuy.com Please feel free to contact us if you have any further questions.
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Q:I would like to visit US along with my spouse in a couple of months. In this connection I want to know whether the Insubuy Visitors Secure plan is covered for visiting doctors for general check up for prescription of drugs if the medicines brought are exhausted.. If not covered how to approach a doctor for a check up and what would be the probable fee per visit to Doctor.

A:
Thank you for your interest in purchasing insurance through us. Unfortunately, there is no short term insurance for visitors that will covers dr. visit and prescription drugs related to pre-existing conditions. You have to get from your home country or you have to pay from your pocket. You can visit our website Please enter appropriate criteria and you will find many plans that covers acute onset of pre-existing conditions. Visitor secure brochure, instant purchase link If you have any further questions feel free to contact us.
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Q:The Saudi passport holder from Saudi planning to visit Republic of Maldives on last week of February 2016; we have hotel reservation at Maldives at cost of 3500 USD for each per night (total USD 14,000 ) If the trip is cancelled for unforeseen reason as per hotel booking cost will lose. In this scenario, we would like to insure their trip against any unforeseen event which lead cancel the trip. Please analyze the case and let us know if you can offer the service.

A:
Thank you for your interest in purchasing insurance through us. You can review Trip cancellation insurance plans using the link provided. Please review the plan information and feel free to contact us if you have any further questions.
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Q:I would like to ask about the Insurance for My Wife which she will need to visit USA to give a birth of my child. Can you Please send us the quotation for the Insurance Cover In the USA that will include Maternity. Name Olena Age: 26 the USA visit period will be from Beginning of April till The End Of October. waiting your Kind reply with the Brochure of the coverage policy.

A:
Thank you for your interest in purchasing insurance through us. Unfortunately, there is no insurance for visitors that will covers maternity and child birth for an international visitor. You have to pay from your pocket.
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Q:I am planning to buy insurance for my parents who are coming to the States to visit me. My question is, when I fill out the destination state, what should I put if we will visit multiple states? Do I need to just fill in with the state I live in or do I need to buy multiple insurances?

A:
You can just enter the state you live. One plan will cover all the US states. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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