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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Coverage in my country of residence Greetings: • I am a dual citizen: Canada/USA. • I am leaving Europe (Poland) and returning to Canada • I need medical coverage for about 3-4 months • I have only one pre-existing condition which is some gallstones but no acute episodes • I need an insurance that will cover me starting June 30-Novemebr 1 • I will not travel to the USA or other country but direct to Canada Can you tell me which plan would be good? I Only have medicare part A and I am going to Canada to permanently reside. Thank you
Q:My family are planing to travel to US for a visit and we are considering to purchase your travel insurance. We have four basic questions before purchasing as follows: 1. Should we refer to the Brochure for all the details of insurance policy despite of plans we choose? 2. Is the benefit extension lasts for 90 days, which means if anything happens during the insured period, how long will the benefit last if the medical treatment takes longer than my insured period? 3. What is your renewal policy? Do you have minimum purchase period to offer renewal options? 4. Is it possible for us to renew the same insurance policy with the same price even if something already happens(e.g. already in hospital)? Thanks a lot in advance.
Q:Maternity and Delivery coverage in the U.S. Hello, I am a Mexican citizen , im planning on getting pregnant and have my baby deliver in a Laredo Texas hospital since i dont trust the hospitals in my city, ive heard of health insurances that cover birth, do you have that kind coverage and if so, can i, as a non us citizen can have one? Thanks
Q:I'm interested in Atlas America insurance. Do you mail to that address the documents or do you mail me electronically? In other words, do you send documents that I have to sign/bring with me? In this case, I have to put my American address (probably work address).
Q:Insurance for travel to Cuba we would like to purchase travel/medical insurance for an upcoming trip to Mexico (22Jan). we are a family of 4, all US Citizens who have been living in Mexico (and issued Mexican resident ID cards) since 2007. We would like to travel to Cuba. Can you assist with insurance purchase?
Q:How can I know what will be covered by the insurance? I would like to buy an Inbound Guest policy but need some further explanation. Am I right in thinking that some of my pre-conditions would be defined to to be chronic, congenital or gradually worsens over time, and would not be covered by the policy. If so, would you please tell me which ones would not be covered and which would. I am right in thinking that those which would be covered would only be covered for life threatening emergency treatment which is difficult to understand. At present I am unable to judge what cover I would have for my pre-existing and will appreciate your help. For examples, if I had a heart attack would this be covered or excluded because of my controlled arrhythmia? Also, if I had a fall and damaged my lumbar region, would this not be covered because of my previous back surgery. I know you will appreciate my concerns and I look forward to a full encouraging reply so that I may soon buy the insurance. Best wishes
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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