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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am an Indian Resident and plan to stay for a month in NY. Am i eligible for Atlas America Travel insurance? In the guidelines I read somewhere that NY addresses are not included in the policy?

A:
Thank you for contacting Insubuy for your insurance needs. If the insured person is physically located in New York at the time of the application, they would not be eligible for the coverage. If the plan is purchased prior to arrival in the state of New York that is fine. If you need assistance regarding purchasing the Atlas America plan or looking at other options please let us know. You may also call our office at (866) 467-8289.
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Q:Which insurance covers routine maintenance / medical visit and emergency room visit too ?

A:
The visitor insurance plans on the market are designed to cover the new illnesses and injuries that manifest after the effective date. They will exclude coverage for pre-existing conditions, preventative and routine care. Should you need further assistance or have additional questions regarding this you may call our office (866) 467-8289. You may also view and quote visitor insurance plans here.
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Q:hello, Can't find any wording in your policy regarding Covid 19.coverege.Our country of destination requires specifically to present upon arrival certificate in writing stating ,policy is covering Covid 19 : 50.000 medical and 2.000 lodging expenses.Can you provide that?

A:
The Safe Travels Voyager plan will have this wording available in its documents. You may view the sample visa letter there. Should you need assistance in purchasing or have additional questions regarding its coverage, please call our office at (866) 467-8289.
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Q:I would like to take a fresh insurance for immigration status has changed to Green Card now. Can you please suggest a best policy ?

A:
Thank you for contacting Insubuy for your insurance needs. We would be happy to advise on coverage for your mother-in-law. Please be advised, now that she is a Green Card holder, she will no longer be eligible for the Safe Travels USA Cost Saver plan and would need to purchase a plan such as Patriot America Plus until she becomes eligible for some sort of domestic insurance coverage. You can take a look at additional options in the New Immigrant Insurance section of the website. Should you have additional questions or need further assistance regarding this matter we would recommend calling our office at the number below and any of our licensed representatives will be able to assist you in finding adequate coverage.
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Q:I am looking at your cancellation insurance, specifically regarding military service and I have a question. If my leave is cancelled by the military for a reason other than war, will trip insurance cover me?

A:
We will need to have more information on which state you will be traveling from in order to confirm, but typically you could purchase the Travel Select plan which allows for coverage in case military leave is revoked or reassigned. Please refer to the certificate wording for full information on the benefits as well as eligibility. Should you have additional questions you may also call our office at (866) 467-8289.
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Q:What is pocket allowance insurance needed to leave Costa Rica?

A:
Costa Rica requires specific travel insurance in order for entry. The Safe Travels Voyager plan will meet all the requirements necessary for travel and after purchase you will receive a visa letter stating the necessary coverages required for entry. Should you have additional questions or need further assistance please let us know. You may also call our office at (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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