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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:how long do i have until i can submit a trip cancellation claim?

A:
For the Safe Travels Voyager, in the State of New York, written notice of claim must be given to the Company within twenty (20) days after a covered loss first begins or as soon as reasonable possible. Please contact the claims department at 888-352-3169 for more information.
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Q:we're traveling to Mexico in Feb, 2022 for 10 days and I want to understand what is covered for Covid. if we test positive while we are at resort and ahve to quarantine, will insurance cover the addtional hotel costs and food

A:
The COVID-19 Travel Insurance with Quarantine Coverage plans can. You may choose from a $150/day, $2,000 maximum; $300/day, $4,000 maximum or $500/day, $7,000 maximum.
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Q:I wanted to check the following- can I get a booster sure covered under the insurance?- are covid Tests covered under the insurance?

A:
Vaccines are not covered under the plan. Of the plans that do cover the coronavirus, it is treated as any other medical expense if the insured were to contract the virus after the effective date. The plan does not cover routine or elective treatment. So if someone is experiencing symptoms, get's examined in person by a physician and the physician determines that a person is displaying enough coronavirus symptoms to the point where it is medical necessary to do a test, and they give it, only under this condition can a coronivirus test be covered. If the testing is needed for travel purposes, or taken on an elective basis then the test is not covered as the plan doesn't cover elective treatment.
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Q:If we are insured but our insurance does not cover covid. can we purchace your insurance and be covered for covid

A:
We do offer plans that can provide benefits for Covid-19 if you do not have other insurance that can provide those benefits. Those plans can be found through this link: /covid19-travel-medical-insurance/ If you have additional questions, please let us know.
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Q:I have a college group going to a competition on a flight. What type of insurance do I need to purchase to insure the flight tickets round trip? What type of cost per person am I looking at?

A:
We have trip insurance plans available to U.S. residents that can cover cancellation of trips for specified named reasons, and as long as your flight tickets are non-refundable, you can insure them. /travel-insurance/ We do not offer trip insurance plans to non U.S. residents. If you have additional questions, please let us know.
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Q:Hi - My family of 15 is traveling to Jamaica on Dec 25th. We are concerned that when we get tested there in order to come back to the US, one or more of us will test positive for COVID and have to quarantine in Jamaica. Do any of your insurance packages cover this, and if so, to what extent?

A:
We do have plans that include travel delay benefits which can be used to cover lodging and food if you are required to quarantine. You can find those plans here: /covid19-travel-insurance-with-quarantine-coverage/ If you have additional questions, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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