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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi there, I am looking for health insurance for me and my wife. I am German citizen 37 years old and she is New Zealand citizen 27 years old. We currently planning to move to USA once we receive our Green cards we are looking for an immigrant insurance for 365 days stating from 01.01.2020. We are looking for an insurance plan which would get refunded in case our Green card is getting declined.

A:
Thank you for your interest in immigrant visa health insurance. Immigrant visa applicants can visit /new-immigrant-insurance/ Once you enter the relevant information, they would see the prices for various insurance options along with their plan benefits and restrictions. They can also compare them side by side and make an instant purchase. In many plans, they can print the visa letter (confirmation of coverage letter) immediately. The entire application process is online and quick. The insurance can start as early as the next day or any future date your specify. I hope that is the information you are looking for. If there is anything additional we can help you with, please feel free to contact us at any time. Have a great day!
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Q:My family and I are traveling to Denver for a Christmas holiday and we are in need of medical insurance. We are planning on going skiing and it will be the second time my children have been skiing, so we felt it necessary to protect ourselves medically. My children are 16 and 22 years old. Do I have to do a separate policy for my son, as he is above the age of 18?

A:
Thank you for contacting Insubuy for your insurance needs. As your son is 22 he is considered an adult and will need to have his own policy. The rest of the family can go on one policy . If you have any additional questions please contact our office.
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Q:I'm having a vertical sleeve gastrectomy in Tijuana Mexico on 1/6/20. I am seeking medical insurance that will cover any complications from that surgery that require hospitalization.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is not a plan that you can purchase to cover the cost of any complications of medical tourism. If you need any additional clarification please contact our office.
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Q:I'm an international student in Miami and need insurance for my university. Attached are the requisites for the insurance. This fall semester I purchased the Study USA Preferred 500 and it fulfilled the requisites, but I need you to check again and confirm that my university will accept it again for Spring 2020. if there's a cheaper option that meets the requirements please let me know. Thank you.

A:
Thank you for contacting Insubuy. After reviewing your requirements, we would recommend the Study USA Preferred 500 as this plan will meet all of the University's requirements. You may purchase this plan online using the link provided or over the phone by contacting our office at (866) INSUBUY. If you have any additional questions, please let us know.
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Q:I am Mexican, living in Mexico. I am applying for a J-1 Visa to work as a postdoc at the Temple University, USA. For this, I require to purchase Medical Evacuation and Repatriation Insurance comprising from 01/03/2020 to 01/02/2021. Do you have an insurance plan covering these dates? The problem is that my program is for 366 days, and I cannot get the quote.

A:
Most medical travel health plans on our website will include this benefit. If you would like only the Medical Evacuation you can review Atlas MedEvac plan. The maximum duration the plan may be purchased for is 365 days at one time. You may purchase for the maximum time frame, and If you can provide proof of the requirement of 366 days coverage from your school or sponsoring organization. We can send a request to the benefits department to extend the policy by one additional day.
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Q:I am a US citizen who is currently covered by Swedish insurance, as a resident of Sweden. I need insurance that will cover me when in the US on my several trips to the US, each lasting 2-3 months, during the year.

A:
As long as you primarily reside outside of the United States as a U.S. citizen and you are returning to the U.S. for a visit you can purchase a plan called Patriot America Plus. This plan will cover any new accidents or new illness that happens after the effective date of the policy. If you need any additional assistance please contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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