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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm from Pakistan, will visit USA as a J-1 Exchange visitor/scholar for the period of 6 months. I need insurance to buy from your firm as mentioned by University of Kentucky and need a latter in which insurance company mentioned all benefits as mentioned in UK insurance requirements. I attached file to review of benefits need by UK from Insurance company. I hope you'll send me insurance plan according to requirements. I'll be waiting for reply.

A:
Thank you for contacting Insubuy. The plans we offer do not meet the requirements as mentioned since they are not ACA compliant plans. You would have to purchase directly from your University to be able to meet their requirements. If you need additional assistance please feel free to contact our office.
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Q:I am an Indian scholar looking for J1/J2 health insurance for me (39yrs) and my wife (36yrs). I am working for Charles R. Drew university in Los Angeles as a postdoc. But my J1 is from UCLA.I want apply for an waiver to buy insurance from outside of the UCLA system.I was wondering if it would be possible for you to check their"compliance form" and suggest a plan. I am attaching the pdf with the email Thank you so much

A:
Thank you for your interest in purchasing insurance through us. You can purchase Patriot Exchange plan with $100k and which meets all your school requirements. You can find more plans at J1 visa section. Please select policy max. $200k-$300k you will find many plan. If you select $100k you will not have many options. Please review this and if you have any further questions feel free to contact us. Have a great day!
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Q:I am an American citizen currently living overseas. I'm visiting the US for the summer. There's the possibility I may be in the early stages of pregnancy. Do the policies you offer for citizens visiting the US cover maternity complications?

A:
Thank you for contacting Insubuy for your insurance needs. However, for a United States citizen there is not a plan that will cover for pregnancy complications for a U.S. citizen. The plans available will only cover new accidents or new illnesses that occur after the effective date. Please feel free to contact our office
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Q:My husband has a secondment in the San Jose area for 3 months. I would like to join him with our 9 month old son from mid may to end of July. I will enter on a J2 visa. I have just tried to purchase insurance through your website and I got through it and it told me that because I am in Australia I can't do it :( Can you please help. I am travelling on a J2 visa from 8th May to 27th July 2016. I would like the Atlas Premium America, $1,000,000 for me (27/04/74) and my son (18/06/15) with $0 deductible.

A:
You can't purchase Atlas America plan if you are physically located in Australia at the time of application. You have two options. You can purchase Atlas America once you arrived in USA. You can purchase Patriot Exchange plan which is very similar to Atlas America and it meets standard J1 visa requirements. You can compare these plans in our J1 visa section. If you have any further questions feel free to contact us.
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Q:I intend to buy a travel insurance policy for a Ukrainian lady visiting me in south France this summer. How do I proceed ?

A:
We have many plans that you can choose from on our website in the Travel Outside the US section The plan I would recommend is the Atlas International plan. If you need additional assistance please feel free to contact our office.
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Q:My brother intends visiting USA in June 2016 and wants to have an insurance policy to enable him to have a medical check up while he is in USA. Please send me information about the types available.

A:
There is no plan on the market that will cover a physical for a visitor to the US. The plans will cover any new illness or injury that occurs after the effective date of the policy. If you would still like the quotes for the different plans then please provide his age, the state he will be visiting and the actual dates he will need the coverage. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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