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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am trying to find a health insurance policy while studying at UCLA. I am an Exchange student from the UK. The policy requirements for UCLA are listed in the following web link: http://www.studenthealth.ucla.edu/FormsDocuments/Updated%201718%20Waiver%20Criteria.pdf Can you please let me know if you have a policy that would meet this criteria. Please note I do not have any pre-existing conditions.

A:
As per your school requirements, there are no plans on the market that will meet those requirements. Therefore, it Is advisable for you to purchase from your school. Feel free to contact our office if you have any further questions.
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Q:I'm a J1 post doc at the University of Chicago. I started my research period at the UoC in May 2017. Before starting I bought an health insurance, however this insurance doesn't meet the J1 requirements. My University is asking me now to provide an appropriate an health insurance. The coverage should begin back to May 1st 2017 and end the 30th of April 2018. Is it possible to do it and have a quote for a basic J1 coverage? I'm 31 years old.

A:
We will be able to provide insurance for J1 visa holder but it can start as early as tomorrow or any future date that you specify. We can't provide you coverage from May 1st 2017. Please look at the plan in our J1/J2 Visa Health Insurance section in our website. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. We have sent you quote from 09/19 - 04/30/2018. Please check your e-mail.
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Q:I am from the US and am living and studying in France. I need to purchase insurance again as what I had before expired. I need insurance for the next 6 months. What would this cost and what does it cover as per the French Consulate in the US?

A:
We have many insurance plan that you will be eligible to purchase. You can purchase Patriot International plan. You can compare this plan with our other plans using the link below: Study Abroad Insurance Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions
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Q:I want to inquire about something. I want to buy J1-visa health insurance but the criteria of the institution I am going to require me to have some more conditions. As follows: http://oiss.yale.edu/immigration/j-1-scholars/maintaining-legal-status/health-insurance-requirement So, I was wondering if you can check the criteria and provide me with exact matching choices to choose from and then buy from the website.

A:
According to the link you provided any plan in the J1 Visa Health Insurance section of our website will meet the requirements as listed since those are the standard requirements. Here are a couple of plans we would recommend. Atlas Exchange Patriot Exchange program If you have additional questions please feel free to contact our office.
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Q:My parents are travelling to US with their grand children. I see that Atlas Essential has family friendly option and each adult can have a child included. Are the grandchildren eligible for the insurance?

A:
Grand children are not considered to be eligible for family friendly benefits under Atlas Essential plan. You can purchase Atlas America plan where it doesn't ask relation the application ask only for traveler's birthday. You can compare both plans by clicking on the link below. Compare Atlas America vs Atlas Essential America Insurance You can also get quote for both plans at our website. Please feel free to contact us if you need any further clarification.
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Q:I have one follow up questions. If I bought 12 months insurance and requested 2 months of the End of trip coverage for when I return to Canada, will I be covered if I return to Canada during the 12th month. Or will point 18a of the policy apply? If so, would I need to buy 14 months of insurance to get the 2 months upon return to Canada after 12 months abroad?

A:
End of Trip Coverage is available when you process the application. If you purchase for 12 months, then there is the option to choose End of Trip Coverage for 2 months. You don't need to purchase 14 months. It's a rider available in the application of Patriot International. Feel free to contact us with any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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