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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am looking to purchase travel insurance. Will I be able to receive the proof of insurance through email? Flat mail will be too slow..

A:
Thank you for contacting Insubuy for your insurance needs. Typically you will receive a confirmation email that will include the virtual copy of your documents within 30 minutes of your purchase. The virtual documents will be sufficient for use. If you have any further question please contact our office.
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Q:F1 insurance for a student Hi, I'm looking for insurance for my son, Australian, 17 years old, and will be studying full time and playing intercollegiate soccer at Jefferson Community College, Watertown, NY. He will initially require cover for one year with possibly extending to 2 years. We require comprehensive cover which will cover him, his personal property, travel, injury, sickness etc. We would prefer cover which has no excess payable when making claims. Hope you can help.

A:
Thank you for contacting Insubuy for your insurance needs. Please provide the visa type that your son will be arriving into the United States on as well as any requirements that the college may have for insurance that need to be met. Upon receiving this information we can properly recommend a plan for coverage. Thanks for getting back to me. My son has an F1 visa and will be arriving in the US on 31 July. Jefferson Community College has a health care plan but I'm not sure that it covers him for the entire time that he's in the US. I'm still trying to get some answers from them about what he's covered for. We require a comprehensive insurance and preferably one where we don't need to pay an excess when my son makes claims. I look forward to hearing back from you. You can purchase Student Health advantage Standard or Platinum plan if there is no requirements from school. Student Health Advantage brochure, instant purchase link, /student-health-advantage-insurance/ There is no plan exist that will cover 100% without any out of pocket from your side. Please let us know if you have any further questions.
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Q:International Student Insurance Hi, I am trying to find medical insurance coverage for my 17 year old son to travel to USA from Australia to study at miles community college in Montana for 2 years. he will be playing baseball and it seems that is not covered. is that correct. I don't know what will be the best policy for us. He has to have this coverage before the school issues the i20 so he can then apply for his F1 visa.

A:
Thank you for contacting Insubuy for your insurance needs. There are a few plans that will work for your con while he is here in the United States studying. Please forward any requirements that the University may have for insurance that may need to be met. Upon receiving this information we can make a proper plan recommendation. We are looking at coverage from 1 Sep 16 to 30 June 17. the university (Miles Community College, Montana) stated that he needs to have "medical insurance coverage". There are no other details or listed requirements. He will be playing baseball for the college and I understand that it will not be covered by these policies. I have just tried to buy the Student SMART plan for $387.84 but it comes up with this message "If the proposed insured is physically located in the Country of Australia during this quoting session, then the purchase of this policy is prohibited and must be cancelled by clicking the cancel button. Otherwise, please click next." I need to get this insurance asap so the school can issue the I20 so we can go to the US Consulate to apply for the F1 visa. Can someone please help me get the right insurance for him so we can get his I20 happening? That’s correct. You can’t purchase any of the Student secure or Study USA plan if the insured person is physically located in Australia at the time of application. You can purchase Student Health Advantage plan or Patriot Exchange plan. Patriot Exchange brochure, instant purchase link, /patriot-exchange-program-insurance/ Student Health Advantage brochure, instant purchase link, /student-health-advantage-insurance/ You can compare these plans at, /international-student-medical-insurance/ Please feel free to contact us if you have any further questions.
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Q:Exchange student Insurance needed, Florida Dear Sir/Madam, I am an exchange student who are going to University of Florida to study. I am from China, studying university in the UK. Could I ask you that what type of insurance I need before I arrive there? Or could you send me the link about it, like how I pay for that. Thank you so much.

A:
Thank you for your interest in purchasing insurance through us. Are there requirements that need to be met? If so, please provide your requirements in a PDF attachment so we can recommend a plan based on the requirements. If you need additional assistance please feel free to contact our office. Here is the attachment that I found in the University of Surrey website, which I am not sure. But I think I am required to buy the insurance which is called study USA FLORIDA. If you are not sure either, email me please. So I could confirm with University of Florida. Thank you very much. Looking forward to your reply. You can purchase Study USA Florida at /study-usa-insurance/ Thank you for the information. I wonder.is there any confirmation that shows I.have paid the insurance which I can use for apply visa after I pay? Thank you. Yes. Once you purchased insurance will receive e-mail confirmation. If you wants us to sign compliance form, please send it to us with your information. Study USA Florida brochure, instant purchase link /study-usa-insurance/ Please feel free to contact us if you have any further questions.
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Q:Insurance for my stay in US on M1 visa Hi I am here on a M1 visa undergoing Flight Training. I need Medical Insurance for the period of my stay here. I need a plan which will cover all medical illness, accidents and death. Also can you give me more information on plans covering Dental and Eyes.

A:
Hello, Are you looking for coverage while in flight training or just a medical plan for outside of the flight training? Well I need a plan which will cover all my medical expenses in the US. Is Atlas America applicable for me? The Atlas America plan will cover for any new illness or injury that occurs after the effective date of coverage. It will not cover for any accident or injury sustained while in flight. Hi I have purchased Atlas America plan with Certificate number A914... It will cover me during my stay here except for flight training right? I have a separate insurance for my flight training. Good morning. Thank you for your business with us. Please let us know if you have any further questions. Have a great day!
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Q:I'm interested in buying patriot exchange insurance to start from next February. What does the Adventure Sports Rider addition cover?

A:
Thank you for contacting Insubuy for your insurance needs. Attached is the document for the adventure sports coverage under the Patriot Exchange Program. If you have any additional question please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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