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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Complication of Pregnancy Insurance Dear Sir or Madame! I have recently arrived to Houston, Texsas for tourism. Since I am in my first weeks of pregnancy I would like to insure myself for unpredicted pregnancy complications. I would like to know which insurance company is most appropriate for me and which Medical centers in Houston are included. Thank you very much for your help. Kind regards

A:
Hello, Thank you for your interest in purchasing insurance through us. We have a plan that will cover pregnancy complications up to 26 weeks called Atlas America. Atlas America brochure and instant purchase link: /atlasamerica-insurance/ You can also see a link for the provider directory in the above link. If you need additional assistance please feel free to contact our office. Thank you for your answer. I am also wondering how is with Visit USA insurance? It is appropriate for pregnancy complications? /visit-usa-insurance/ Thank you for help, Hello, Yes, the Visit USA plan will also include complications of pregnancy. Thank you. I have one more question. What is the difference between Visit USA plan and Atlas America. How can I decide which one to take? Both plan from the same Underwriter. The main difference is that Atlas America plan is renewable while Visit USA is not renewable. I would suggest to purchase some plan that is renewable so for some reason if you need to extend the trip you can renew the policy. You can compare these plans on our website at www.insubuy.com Please feel free to contact us if you have any further questions.
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Q:Medical Insurance outside USA - Rock Climbing Do you have plan for medical insurance covering extreme sport such as rock climbing for other location than USA?

A:
Hello, Yes, we do have plans that will cover rock climbing if you add the adventure sports rider to the existing policy. Patriot America Plus brochure and instant purchase link: /patriot-america-plus-insurance/ This plan will cover you everywhere outside of your home country and if you include the Adventure sports rider will cover rock climbing up to 4500m. Safe Travels International Cost Saver brochure and instant purchase link: /safe-travels-international-cost-saver-insurance/ This plan will cover mountain climbing up to 3500m if you include the hazardous activity rider. If you need additional assistance please feel free to contact our office.
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Q:repatriation of remains insurance question I am planning to bring my parents from India to USA for few months. I will enroll for their insurance. But i have a very sensitive question - What if one of them passes away during their visit? Does your insurance company help in transporting the body back to India and does the insurance cover that? Please get back ASAP.

A:
Hello, Thank you for your interest in purchasing insurance through us. Most of the plans for visitors do offer coverage for repatriation of remains. You can look at the brochure link for any plan to see what benefits the plans offer. Link for information about repatriation of remains: /visitors-insurance-return-of-mortal-remains/ Atlas America brochure and instant purchase link: /atlasamerica-insurance/ If you need additional assistance please feel free to contact our office.
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Q:Travel insurance for mother Hello, Me and my mother will be travelling to US(Philadelphia). I need to buy travel insurance for my mother. We will be arriving on 29th Sept and stay until 15th Jan. I would like to know whether the insurance covers the travel duration as well, if am going to buy with effective date as 28th Sept. Also can I use the Indian credit card for making the payment.

A:
Hello, Thank you for your interest in purchasing insurance through us. She will be covered medically as long as you include the day of travel according to US eastern standard time. You can use any credit card that pays in US funds. If you have additional questions please feel free to contact our office.
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Q:Visitor to USA: Insurance needed I visit USA quite often. and stay is for continuous six months.once in a year. I need medical coverage for myself and my wife. I am 60 years old and my wife 58 year. Currently don't suffer from any pr-existing ailments or disease. Help me to get a good deal.

A:
Thank you for your interest in purchasing insurance through us. Before we suggest any plan would like to know your visa status like are you on Visitor visa or green card holder? If you are here on Visitor visa. Please visit our visitors to USA section at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can compare them side by side. If you have Green Card. Please visit new immigrant section at , /new-immigrant-insurance/ Please call our office at (866)INSUBUY or provide your contact information so we can call you as well.
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Q:request information - Cuba Hello, I purchased medical insurance from you. My medical insurance is: atlas america. I am planning to visit Cuba and I would like to know if my medical insurance covers me also in Cuba. Please let me know. Best regard

A:
There are some restriction for the coverage in Cuba. You have to purchase separate policy to get coverage in Cuba. You can purchase Patriot America Plus plan for the duration you are travelling to Cuba. Patriot America plus brochure, instant purchase link, /patriot-america-plus-insurance/ Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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