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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:J1 exchange visitor insurance I will be a J1 exchange visitor, will work at a University as a Reserch Scholar, and shouled be covered by an medical insurance. According to your web site Patriot Exchange Program was recommended, and it appears to be fine and sufficient. On the other hand, Atlas America from HCC for "Visitors to USA" seems to work fine also, but it is not recommended by you for "J1/J2 exchange visitor". What are the critical differences between the two insurance plans? Cannot we visit US with being covered by Atlas America? Thank you for your suggestion.

A:
Thank you for your interest in purchasing insurance through us. J1visa requirements are, $50,000 coverage per incident. While in Atlas America $50,000 coverage for lifetime. PAtriot Exchange plan meets all the j1visa requirements, Patriot Exchange brochure, instant purchase and other useful information, /patriot-exchange-program-insurance/ Link for All the J1visa plans, /j1-visa-medical-insurance/ Please review this and if you have any further questions, please feel free to contact us.
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Q:insurance for visiting scholar from China Dear Sir or Madam, I am a visiting scholar from China and I intended to buy insurance(Please look at the attachment for details). I have a 8-year-old son together with me and we need 11 months all together. However, I have a question here. I need an invoice because my university will cover my insurance for me. So can I have one if I buy insurance as in the attachment? I am looking foward to hearing from you. Thank you! Best wishes!

A:
You can purchase Inbound USA plan online and you will receive confirmation by e-mail. You can use it as an invoice. If you want us to sign some form that this plan meets the J1visa requirements. You can fax it to us at 972-767-4470 or e-mail. Once it signed will fax it to your school directly. Link to purchase Inbound USA, /safe-travels-elite/visitor-medical-insurance/ If you have any questions, please feel free to contact us.
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Q:Travel Insurance Quote Hi, I will need a travel insurance for 4 month period between April 1- August 1 stay in Prague, Czech Republic. I am 38 years old male living in Barcelona, Spain at the moment.The minimum coverage should be 60,000 Euros($ 90,000). Also for the visa purposes I will need the official Czech translation as well. Could you please give me a quote based on the above information. Please let me know if you need more information. Best Regards,

A:
Thank you for your interest in purchasing insurance through us. You can purchase Atlas International plan. Atlas International brochure, instant purchase and other useful information, /atlas-international-insurance/ Please review this and if you have any further questions, please feel free to contact us.
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Q:Green card holder insurance Hi! I give below the information for medical insurance requirement. Non US citizen, on green card Coverage area USA/Florida only State Florida Age 65-69 Spouse 60-64 Dep childern -0 Health condition mild diabetic , and arthritis Arrival in USA More than two years Insu required For two months Range $ 55000-69999 Please inform the monthly premium.

A:
Please call our office at (866) INSU-BUY or provide your contact number. Thank you for your mail. I am having difficulty in understanding the American accent . Hence a request to communicate me through the mail. Regards, Thank you, Hi, You can call us at (866) INSU-BUY or provide your contact number so that i can call you. We have people of Indian origin (working in Plano, TX, US) who you will be able to understand very easily.
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Q:Health Insurance Hello, I want to ask that i want to do a Observership in a hospital here in USA and for that i need health insurance for a period of one month..Can you please tell me how much i have to pay to get one month health insurance Thanks,

A:
What is your visa status? J1 or F1? Please let me know so that we can suggest some plan that meets your insurance requirements. Hello, I am on a visitor Visa that is B1/B2 You can purchase Atlas America. Atlas America brochure, instant purchase and other useful information, /atlasamerica-insurance/ Please review this and if you have any further questions, please feel free to contact us.
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Q:Health insurance for mother I'm trying to determine which plan I should get for my mother. She is a mexican citizen who will be here until March 30, 2011. We'd like to get health insurance for her only, and if possible, with a plan that would cover her getting a routine physical exam while she's here-- I just found out she's not had one in 3 years. Please contact me and let me know which plan would work out for us.

A:
Dear Sir, Thank you for your interest in purchasing insrurance through us. I would like to get some information from you like her age, her visa status etc. Please send us information via e-mail or call us at 1(866)-INSU-BUY or provide your contact information so we can call you also. Hello, Thank you for your response. Her age is 69, and she's not a permanent resident. She is here on a tourist visa B1/B2. Her citizenship is from Mexico. Thanks, Dear Sir, The plan will pay for any accident or injuries after the effective date. It will not pay for any preventive check up and routine work for pre-existing conditions. Inbound USA- Fixed coverage Inbound USA brochure, instant purchase and other useful information, /safe-travels-elite-insurance/ Atlas America- Comprehensive coverage Atlas America brochure, instant purchase and other useful information, /atlasamerica-insurance/ Please review this and if you have any further quesitons, please feel free to contact us.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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