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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I would like information about travel cancellation insurance. Im not U.S. residence. It's a trip from Spain to United kingdom. Would it be possible to insure for cancel for any reason? The cancel for any reason benefit is only available to U.S. residents

A:
The cancel for any reason benefit is only available to U.S. residents.
{{currentOrigin}}/answers/holiday-insurance/cancel-for-any-reason-non-us-resident-62764/

Q:I am working at the Penn State University on J-1 Visa. I need to purchase backdated insurance for the period of August 13, 2018 to November 9, 2018.

A:
Unfortunately, it is not possible to purchase insurance for a past date.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/purchasing-backdated-insurance-51612/

Q:I am a Canadian citizen (living in Canada right now) trying to purchase insurance for the J-1 visa for 86 days in Washington for an internship, but every plan I look at I get the following message: "Purchase of this insurance is prohibited. Please choose an alternate plan on this website." Can you please help me choose a plan that will let me purchase?

A:
Try this: /patriot-exchange-program-insurance/
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/purchasing-insurance-plan-for-j1-visa-holder-96915/

Q:My wife and daughter wish to visit China for a holiday later this year but are worried about having to pay out the full cost of the holiday before knowing that they will have their visa applications approved. Is there any way they can insure against this? I am resident in England.

A:
The type of plan you would need is Trip insurance with a cancel for any reason benefit. Unfortunately, that benefit is not available for non-US residents.
{{currentOrigin}}/answers/vacation-insurance/cancel-for-any-reason-non-us-residents-95023/

Q:My son is under OPT in Memphis TN - he had insurance as student till 31-Dec-2018- how to take health insurance policy (including accident coverage)

A:
There are a few plans that are available to OPT students needing coverage. Please look at the plans in our OPT Insurance section to review plan details and generate a quote for coverage of the available plans.
{{currentOrigin}}/answers/international-student-health-insurance/health-insurance-for-individual-on-opt-including-accidental-coverage-22169/

Q:1.I am an international student F1 opt period, and have lived in US over years. May I purchase atlas america travel insurance and get covered? 2. If my birth date is in March, 1989, and the insurance starts from Feb, 2019 to June, 2019. May I declare I am 29 years old when I buy the insurance and get covered through?

A:
You can purchase the plans offered in the OPT Insurance section and you would put your age as of February when you purchase the plan. Plans will cover any new illness or injury that occur after the effective date.
{{currentOrigin}}/answers/international-student-insurance/health-insurance-for-f1-visa-opt-when-to-purchase-73400/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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