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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I didn't get my 1095-A form for my 2020 filing how do i get another

A:
Short term plans are exempt from ACA requirements. Please find more information on 1095 tax forms for health care
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Q:I am trying to find information on domestic travel medical insurance. I get my care from the VA and would like to find insurance for trips where I am not near a VA facility. I will also have medicare but what I am most concerned with is the cost of medical transportation to return home if need-be. Thank you.

A:
You can purchase Trip insurance which provides coverage for evacuation also
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Q:Hi, 64yrs living in Portugal visiting Thailand for one month as of April 28. I need a quote for 100000 Covid 19 Insurence coverage. There is also an out-patient Thai requirement. (40,000Baht) You may have heard of it. Thanks

A:
You may view and quote plans from the COVID-19 Travel Medical Insurance section of our website. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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Q:What does it mean when the coverage says "to the policy maximum"?

A:
That means that the insurance company will pay up to the policy maximum you have chosen. That means, if you have chosen $50,000 policy maximum, you can be covered up to $50,000. Benefits are subject to the deductible and coinsurance, if any.
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Q:Do I need to buy travel insurance for Costa Rica if im just landing and connecting to another flight within a few hours? Not leaving the airport.

A:
This is more of an immigration question and not insurance question. Therefore, we are unable to answer that as we don't know for sure. If you need to purchase it, you can do so at /travel-insurance-for-costa-rica/
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Q:I would like to travel to Scotland in August to attend several events. If the country requires all out of country visitors to quarantine when they arrive, this will mean I cannot attend the events I paid for. Do you have any coverage that would protect me in the event that I need to quarantine (without a positive COVID test) and will miss my events? If I know that I will need to quarantine before I leave, I would simply cancel the trip. Is there coverage that would protect me if this occurs?

A:
We do have travel medical plans that can cover for medically necessary testing and treatment for Covid-19, as well as provide quarantine benefits. You can review the plans that include these benefits here: /covid19-travel-insurance-with-quarantine-coverage/ Please let us know if you have additional questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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