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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am 70. Am I eligible for Short-term insurance? Can I go for Bridge Plan? If so please send the link for online application I am a permanent resident in the U.S.

A:
You would be eligible for the Bridge plan. There is not an online application as the plan is underwritten. You will need to complete the application and submit it for proposal.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/short-term-insurance-permanent-resident-97122/

Q:I am 70 years old and a lawful permanent resident of the United States. Can I purchase the Bridge Plan?

A:
You would be eligible for the Bridge plan. There is not an online application as the plan is underwritten. You will need to complete the application and submit it for proposal.
{{currentOrigin}}/answers/other-insurance/bridge-plan-for-lawful-permanent-residents-of-the-us-32582/

Q:I bought Patriot America with start date 1/17/20 and end date 4/30/20. When I renew same policy prior to expiration, will the extension continue to provide coverage for COVID related illness?

A:
Yes
{{currentOrigin}}/answers/visitors-medical-insurance/patriot-america-coronavirus-coverage-during-extension-46932/

Q:with a per-existing condition, which insurance should i consider?

A:
The insurance plans we provide don't cover routine or expected expenses related to pre-existing conditions. At the most, you can get the coverage for acute onset of pre-existing conditions in some plans. You can look at various plans in New Immigrant Insurance section.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/with-a-perexisting-condition-which-insurance-should-i-consider-85164/

Q:My wife and I are currently in the US, planning on moving to Saint Kitts & Nevis island when the virus is lifted for us to travel in the next few months to attend medical school for 20 months. We hope to get pregnant soon or by next year. We want student travel insurance that would cover us while we are in the Caribbean for 20 months including maternity care. Also, if we decided to fly from Saint Kitts to Florida to deliver a baby we would want maternity care coverage. We are US Citizens.

A:
We believe the plan below may meet your needs for your specific situation. - Global Medical Insurance There are different coverage levels- Bronze, Silver, Gold, and Platinum. You would have to select the Platinum level for there to be coverage for maternity and that benefit does have a 10 month waiting period. If after reading over the plan information, you have any questions about the coverage, please let us know.
{{currentOrigin}}/answers/expatriate-medical-insurance/global-medical-insurance-for-expatriates-with-maternity-coverage-28531/

Q:My wife and I are currently in the US, planning on moving to Saint Kitts & Nevis island when the virus is lifted for us to travel in the next few months to attend medical school for 20 months. We hope to get pregnant soon or by next year. We want student travel insurance that would cover us while we are in the Caribbean for 20 months including maternity care. Also, if we decided to fly from Saint Kitts to Florida to deliver a baby we would want maternity care coverage. Please let us know as we hope to start effective immediately.

A:
Please look Student Health Advantage Platinum It will cover maternity as long as normal conception occurs after the effective date of the policy. As the insurance plan is designed to cover outside the home country, you can not come back to Florida for the delivery.
{{currentOrigin}}/answers/international-student-insurance/maternity-coverage-for-student-moving-to-saint-kits-nevis-island-29350/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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