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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Is your travel medical insurance J1 visa requirement compatible?My company brings individuals into the US on J1 visas in which they engage in short term work contracts. We do not pay for their medical coverage,

A:
Thank you for contacting Insubuy for your insurance needs. All the plans in the J1/J2 Visa Exchange Visitor Insurance section of our website will meet the requirements necessary for the visa type. If you are needing additional benefits other than what is standard for the visa, it would be recommended to call our office to have an agent recommend a plan to suit your needs. You can reach us at +1 (866) 467-8289.
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Q:I am a new immigrant to US from INDIA entering US on immigrant visa/green card in May 2021. Which health/medical insurance can I buy ? also when should I buy this ?

A:
Thank you for contacting Insubuy for your insurance needs. You may view and quote insurance plans in the New Immigrant section of our website. There you will be able to view the applicable plans. Keep in mind these plans will only be available to you as long as you are unable to obtain a domestic insurance policy. Should you need assistance regarding these plans or have additional questions you may also call our office at +1 (866) 467-8289 and any of our licensed agents will be able to assist you.
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Q:Father in law age 80. Just got green card, we live in Maryland. Mother in law, age 68, also lives with us in Maryland. Green card application pending. Any health insurance available ?

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, we would not be able to offer insurance to new immigrants to the state of Maryland. It would be recommended to contact the local State Department of Insurance office in Maryland for assistance in acquiring insurance for them. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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Q:If a trip is canceled and the VRBO owner charges a fee if the cancelation occurs after a certain date, would this be fee be covered? Information provided mentions prepaid fees being covered, but this is a fee that would be incurred only under the circumstance of late cancellation.

A:
Thank you for contacting Insubuy for your insurance needs. Trip Insurance is designed to allow the benefit for trip cancellation and trip interruption which can allow the total non-refundable trip cost be returned at a percentage. This is for pre-paid expenses, meaning that the cost incurred due to trip cancellation fees would not be covered under the policies. Should you have additional questions please let us know. you may call our office at +1 (866) 467-8289.
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Q:Hi! I am writing this message to request a quote from your company for medical health insurance coverage for overseas medical services. It is for someone who is a US Citizen currently residing and will be working in Japan. Please include the coverage of medical evacuation from the host country to receive emergency medical treatment when adequate treatment is not available in the host country. I look forward to hearing from you.

A:
You can purchase Short term travel medical insurance which provides coverage outside your country of residence. Most of the plan provides coverage medical evacuation to the nearest place to get treatment. You can find more information in the policy certificate wording in the insurance plan details. You can also go for Long Term Expatriate insurance if you need coverage for longer duration.
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Q:My wife and I will be traveling from New Zealand to USA to visit sick relatives.I am a NZ citizen my wife is a dual NZ /USA citizen permantly residing in New Zealand.Is she eligible to apply for this travel insurance?

A:
You can purchase Travel medical insurance and it provides coverage outside your country of residence. Need to get separate quote and application for US Citizen and Non US Citizen.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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