- Share
- Search
Site Search
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
中文- Language语言Idioma日本語한국어عربيةItalianoРусский
Change Language
There was a problem, please make the requested changes and submit again:
Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am a PhD student from Lithuania. I?ll be visiting the US under a F-1 student visa for my three month (01-March-2017 ? 31-May-2017) PhD internship in University of Rochester, Rochester, NY. University requirements for the health insurance are as follows: 1. The plan covers a minimum of $500,000 US in medical benefits due to illness, accident or injury per plan year. 2. The plan has a deductible of $5,000 US or less per covered person per plan year. 3. The plan covers prescription medications to a minimum of $100,000 US per plan year. 4. The plan covers all pre-existing health conditions without restriction. 5. The plan covers mental health illnesses at the same level as other medical conditions. 6. The plan covers care related to pregnancy and delivery for women. 7. The plan covers care for self-inflicted injury, attempted suicide, and suicide 8. The plan must cover care for injuries related to intercollegiate athletics and recreational activities. 9. The plan is in effect as of August 1, 2016 and will remain in effect through the academic year (i.e. July 31, 2017 or December 31, 2016 for students graduating in December.) Could You please provide a health insurance offer that meets the requirements? My information is as follows: Date of birth: Jul-26-1989 Gender: Male Country of citizenship: Lithuania Primary Destination Country: United States Start date: 01-Mar-2017 End date: 31-May-2017 Visa type: F-1 student visa If other information is required, please inform
Q:good morning, my husband holds an F1 visa and already has an insurance plan. My daughter and I came to the United States with the tourist visa and changed the Status here, so now we are in the class F2 Status. Is it possible for us to apply for the Atlas travel?
Q:Can i Take Atlas Essential America plan for J2 insurance?
Q:How many times can one renew the policy without loosing the deductible paid once in the atlas exchange plan?
Q:What are pre-existing conditions. Suppose some child gets regular fever/soar throat or flu after policy initiation, I hope there will be no issue like a pre-existing condition. I am looking at atlas exchange plan.
Q:Is there any difference between 'per policy period' and 'per certificate period' in insurance terms of Atlas Exchange. For 'per certificate period' I need to understand if renewal of policy beyond six months will carry forward my deductible.
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More