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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Will it say in plain view on the documentation (that the insured person receives) that covid=19 is covered. This is needed to receive the 'Entry Permit' from the Thai embassy.

A:
Thank you for contacting Insubuy. If you purchase the plan from our COVID-19 Travel Medical Insurance section you will receive a confirmation of coverage letter shortly after purchase. This letter does state the plan includes coverage for COVID-19. In the plan details of each policy, there is an option to view the sample ID card and visa letter. This allows you to view the materials you'd receive before you purchase to ensure the document meets your requirements. If you have any additional questions, please contact our office at (866) INSUBUY.
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Q:To which insurance category should I apply? I am an american Citizen age 70 that is living outside of the US. I need to come to help my family in Washington State for 29 days. i have full medical coverage out side of the US and plan A for medicare. I need travel insurance for a month including Covid 19. thank you

A:
Thank you for contacting us for your insurance needs. If your primary residence is outside the United States you may purchase the Diplomat America plan while you are visiting. The plan will cover the new illnesses and injuries that manifest in the body after the effective date of the policy, including COVID-19. Keep in mind the plans will not cover the pre-existing conditions, preventative or routine care. Let us know if we may be of further assistance to you. You may also call our office at (866) 467-8289.
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Q:I'm not a US citizen. I'm from Singapore planning to get a covid travel and health insurance plan from Insubuy for my travels to Egypt. I could not find Egypt or any hospitals there under the United Healthcare plan so if i contract covid in Egypt and need insurance for my hospitalization will i be covered and how will i get the support i need?

A:
Thank you for contacting Insubuy for your insurance needs. It sound as though you are looking at the plans designed to cover you in the United States, as those would be the ones with PPO networks. With regard to international travel you would want to make sure to select that in the quoting screen with the option excluding USA, if you are looking for coverage only outside of your home country which excludes the United States. In any case, the idea of PPO and HMO network are more of a United States concept and they would typically not apply outside of the US. You may view COVID-19 insurance plans here. Should you have additional questions, please call our office at (866) 467-8289.
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Q:Covid-19 Insurance Email Confirmation For travelling to Costa Rica it is necessary to have an E-mail from an insurance showing it will cover the expenses in case of a Covid-infection. I bought the international insurance for the duration of my stay but I did not receive any E-mail. I only have the receipt on the website. How can I get an E-mail confirmation? Does insubuy meet the requirements of a corona travel insurance? Is the receipt and my account proof enough? Thank you.

A:
Please call our office at (866) INSUBUY and we would be glad to help you.
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Q:Which is the travel insurance which includes Covid that I need that covers me outside of the US. I am a US citizen.

A:
You can run quotes through this link to find plans that include benefits for Covid when traveling outside your home country: /covid19-travel-medical-insurance/ Plans that offer benefits can provide coverage for Covid if medically neseccary and contracted after the effective date of the policy up to the chosen plans benefit levels. The plans will not cover any elective testing.
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Q:I am a 26-year-old female. I had a patella dislocation in March when I was a student, Now I graduated, I want insurance which covers pre-existing conditions after a waiting period. Please suggest.

A:
Thank you for contacting Insubuy. If you are still on the F1 visa or under OPT, you will be able to purchase the plans from the OPT Medical Insurance section of the website. Some plans, such as the ExchangeGuard Choice plan will offer a pre-existing condition benefit after a waiting period. Make sure to read the certificate wording for clarification on the benefit as well as the monetary maximum of the corresponding benefit as it can differ from plan to plan. Should you need further assistance, please call our office at (866) 467-8289 and any of our licensed representative will be able to assist you.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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