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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:In related to my policy my father and mother in law both had insurance and were required to be tested for COVID for returning to their home Country. Each test was $250 and we have all receipts and documentation. Can you please confirm whether this is a covered claim and the steps required for reimbursement?

A:
In plans that include the coverage for COVID-19, the test would only be covered if deemed medical necessity. The COVID-19 test would not be covered in the case of being required for travel. Should you have additional questions please let us know. You may also call our office at (866) 467-8289. You may also find additional information here.
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Q:Parents cmg USA

A:
Thank you for contacting Insubuy for your insurance needs. We would be happy to assist you in finding the correct coverage for your parents. We would need additional information in order to recommend the proper plan, but you may also view and quote plans at the following links. - Visitors Medical Insurance for Visitors to the USA - COVID-19 Travel Medical Insurance Keep in mind that the plans available on the market are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will exclude pre-existing conditions, preventative and routine care from coverage. Should you need additional assistance or have further questions, you may call our office at (866) 467-8289.
{{currentOrigin}}/answers/visitors-health-insurance/visitor-medical-coverage-for-parents-visiting-united-states-54977/

Q:i have the supp health, lokking for only the lodging requirment

A:
The Safe Travels Voyager will offer lodging coverage, but there is no stand alone lodging coverage plan available. Should you have additional questions please let us know.
{{currentOrigin}}/answers/visitors-medical-insurance/lodging-coverage-in-travel-insurance-84812/

Q:Which version is costa rica requiring right now? Through your insubuy, which type would we be the type to choose in order to meet Costa Rica's travel reqirements. Travel dates are : Dec 23-Jan4. Thank you

A:
You may view and purchase the insurance that will meet the Costa Rica travel requirements here.
{{currentOrigin}}/answers/international-travel-health-insurance/costa-rica-travel-insurance-for-requirements-14244/

Q:i am overseas student studying in US and planning to return to Indonesia in Decmber. looking for travel insurance to protect against flight cancellation and flight delay.

A:
thank you for contacting Insubuy for your insurance needs. There are a few plans available that could suit your needs such as the Safe Travels First Class plan and the Travel LX plan. These insurance plans have a benefit called the Cancel for Any Reason (CFAR) benefit which will allow cancellation for COVID-19 related reasons. Keep in mind that these plans must be purchase within a certain number of days of the initial trip deposit. Should you have additional questions or need further assistance you may call our office at (866-467-8289.
{{currentOrigin}}/answers/trip-insurance/cancel-for-any-reason-benefit-in-travel-trip-protection-plans-75495/

Q:Hello, I'm planning to fly to Colombia from Nov 28 to January 30, 2021, I'm from Cuba with a permanent recent in the United States, In order to be able to travel to Colombia I need a visa, the Colombian consul is requesting medical insurance. I am 58 years old. My question is if the visa gets denied, the amount for medical insurance can return it? Thanks

A:
You may view if an insurance plan is refundable or not below each plan. You may view and quote insurance plans here. Let us know if you have additional questions. You may also call our office at (866) 467-8289.
{{currentOrigin}}/answers/travel-health-insurance/refundable-insurance-in-case-of-visa-rejection-85031/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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