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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Need to buy insurance for my mother I came across your name on the insubuy site which I must commend you for making it very informative. I am trying to decide between Patriot America and Atlas America for insurance for my mother who is a Green card holder and will be in the US for the next 5 months. I would appreciate your help in choosing one over the other as well as in answering other questions I might have. Could you give me a call at xxx-xxx-xxxx or alternatively give me your extension so I can talk to you directly? Thanks,

A:
Green card holders are not eligible for buy Atlas America. Therefore, she may be eligible for Patriot America. Please call me.
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Q:Health insurance quotes Hello, I’d like a quote for my mother, for the most suitable insurance plan available for her. Here are her details: 1. Age 55 2. Citizen of India 3. Green Card holder 4. Resides in 2 States â€" California & Massachusetts. This year since she has resided mostly in California, she will file for taxes from CA, and hence will not be required to purchase insurance compliant with Massachusetts State Laws. 5. Prefers Comprehensive Insurance 6. No pre-existing conditions coverage required. 7. Arrived in the US Feb 20th, and her current travel insurance purchased from India runs out Aug 20th. 8. She needs coverage until Jan 19th when she will return to India. Her departure date is not fixed. But she is expected to stay until Jan 19th. Can you please provide : 1. Link to the insurance plan you think fits her best with policy details 2. Possibly allows for renewal, since her departure date is yet to be determined 3. Refundable , if possible (in case of earlier departure date). 4. PPO network if available Please let me know if you need more details, thanks for your help,

A:
Please look at Patriot America insurance, available at /patriot-america-lite-insurance/ It meets all the requirements you asked for. Please let me know if you have any other questions. What PPO network does Patriot America use, and how (if at all) is it better than Atlas or Seven Corners Inbound Immigrant? Is it just that insubuy does not offer Atlas & Sevencorners. Thanks for your prompt response! We offer all major plans available in the market, including Atlas and Seven Corners Inbound Immigrant. However, I didn't offer you those because 1. Atlas America is NOT available to green card holders that want the coverage in the U.S. (/atlasamerica-insurance/) 2. Seven Corners Inbound Immigrant is a fixed coverage plan and you wanted a comprehensive coverage plan. (/international-major-medical-insurance/) Inbound Immigrant does NOT have any PPO network. Patriot America participates in First Health PPO network. Please look at /international-medical-ppo-network/ If you have any other questions, please feel free to contact us at any time.
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Q:Emergency medical insurance for new immigrants I am a new Immigrant to the USA. Interested to buy medical insurance against major medical emergencies. Please send me information on available plans. Thanks.

A:
You can look at various plans available at /new-immigrant-insurance/ You can get instant quotes, compare them side by side and make an instant purchase online for most plans. If you have any further questions, please feel free to contact us at any time.
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Q:Medical insurance for immigrant parents How are you doing? Hope all is well on your end and you are enjoying Texas. I had a question. We(myself and elder bro) were discussing about sponsoring GC for parents. Since healthcare insurance is your field of specialization, just wondering if you could give some guidance. Mom is 61 and Dad is 67. BTW, my brother(cc'ed in email) lives in Plano and you guys should connect. Thanks

A:
I am doing good. I suggest you read /new-immigrants-medical-insurance-plans/ If you have any further questions, please feel free to contact me at any time.
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Q:Aetna insurance for new immigrants I need to buy insurance for father and mother (69 Yrs and 65 yrs respectively) both non-smokers and Green Card Holders ( Processing going on). They are going to live with me in Franklin,Tennessee(Zip 37067) They are not covered by Medicare as they are non-citizens, what are approx cost per month for covering both of them?They don’t have any major diseases like Heart, cancer and diabetes. Thanks

A:
You can't really buy Aetna insurance for them as Aetna does not provide health insurance for persons of that age. Please look at various plans available at /new-immigrant-insurance/ If you have any other questions, please feel free to contact us at any time.
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Q:Hello, I am writing to inquire about acquiring an individual health plan. I am a 27 year old male US citizen with permanent residence in Virginia. I have recently arrived back in the United States from living overseas and need to purchase a plan until I find one through an employer. I will be doing some interstate travel over the summer and so would like a PPO to ensure I can access services. Please let me know what type of plan might best suit my situation and if you need any further information. Many thanks,

A:
Thank you for your interest in Insubuy. All visiting with greencard plans we have are listed at Visiting with Greencard Insurance Plans You can get the instant quotes online and look at different insurance plans right there. You can always call us and we can help you select the right one for your needs.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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