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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My sons fiancee is coming to the US the first week of December 2024. She has a K1 visa. How can she get medical insurance as soon as possible

A:
We have some plans that are available to k1 visas most plans are available to start the next day K-1 Marriage visa insuirance : /fiance-visa-medical-insurance/
{{currentOrigin}}/answers/new-immigrant-health-insurance/my-sons-fiance-is-coming-to-the-us-she-has-a-k1-visa-how-can-she-get-insurance-as-soon-as-possible-90671/

Q:Hello I have a question regarding lost luggage claim. It was noticed that one item from the luggage was missing. (From inside the bag) How to submit a claim and whats needed. Policy ended on Aug 8 2023. Whats the deadline to submit the claim. Thank you.

A:
Per the Certificate Wording for your plan, the claims department must receive proof of claims within 60 days of the last day of your certificate period. For future reference, for claims related to lost luggage or items, you would need to contact the claims department for your plan directly. Their contact information is located on the back of your ID card.
{{currentOrigin}}/answers/visitors-insurance-usa/lost-luggage-claim-submit-deadline-99784/

Q:My Father in law requires dialysis on regular basis like 3 times a week, will this be covered under the option with pre-existing condition?

A:
Unfortunately none of the short term insurance plans cover for expected or routine care.
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Q:Is the refund for the travel medical insurance valid after purchasing?How long period is allowed to cancel the travel medical insurance and being refunded with the full money?

A:
Most medical plans give a full refund as long as you cancel before the start date. since each plan has different cancelation rules before any purchase we recommend you look at the cancelation policy for that plan.
{{currentOrigin}}/answers/international-travel-medical-insurance/is-the-refund-for-the-travel-medical-insurance-valid-after-purchasing-92773/

Q:I have a full wotld wide medical insrance with AXA. There is one exclusion which is emergency evacuation from cruise ships. I will be taking a cruise and would like to insure for emergency evacuation. My insurance covers all other evacuation costs once ashore..

A:
Although we do not contain a plan that only covers evacuation for a cruise. you can still purchase one of our medical plans that include Emergency medical evacuation and Repatriation of remains. Travel Medical Insurance: /travel-health-insurance/
{{currentOrigin}}/answers/holiday-insurance/evacuation-my-insurance-covers-all-other-evacuation-costs-once-ashore-except-on-cruise-10509/

Q:I have an insurance from Insubuy and I have appealed for my Georgia Tech student insurance to be waived but it was denied. I believe my insurance from you is compliant with the requirements of the compulsory student one, please tell me were it fails short.

A:
We have reviewed your schools waiver requirements and see that for a student to waive their insurance, their plan must meet ACA requirements. You will need to purchase insurance through your school, as there are no plans on the market for student visa holders that will meet those requirements. If you need to cancel your policy, you can do so on your MyAccount. If you have any additional questions you can contact our office at 1(866) INSUBUY (4678289).
{{currentOrigin}}/answers/international-student-health-insurance/waiver-denied-please-tell-me-were-it-fails-short-50092/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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