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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Request for international supplemental coverage My boss is looking for an international supplemental coverage. In USA, he has Medicare that fully covers him in US but he would like to have an international coverage as well. I would appreciate if you offer International Supplemental coverage.

A:
Thank you for your interest in purchasing insurance through us. We have many plans that provide him coverage outside USA. But before we suggest any plan would like to his age, home country and how long he needs coverage. Once, we get these information will be glad to suggest you some insurance plan accordingly. Meantime, You can visit our website at, /travel-health-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us. Thank you very much for your prompt response. Name: David A. Jones Age: 67 Home country: USA Length of coverage: 1 year He used to have corporate insurance plan with Aetna global but now we are looking for private international insurance for him. Kindest regards, Thank you for your quick reply. You can purchase Patriot International plan for him. Patriot International brochure, instant purchase and other useful information, /patriot-international-lite-insurance/ You can compare it against other plans at, /travel-health-insurance/ If you have any further questions feel free to contact us.
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Q:Medical Insurance policy for Child Birth HI, I am from South Africa and next year early me my wife and kids will be going to USA for almost 6 months, I just like to know if i will buy insurance policy, will my wife covered for Pregnancy/Giving Birth in USA. Please guide me properly with Price and waiting time period for Birth. My wife will be 29 years this Dec. Kind Regards

A:
Thank you for contacting Insubuy. We are a broker and offer all of the major plans on the market. There are no plans on the market which will cover delivery for a visitor to the United States. There is a plan called the Atlas America, which will provide coverage for complications of pregnancy during the first 26 weeks of pregnancy. You may use the link below to review the plan details, obtain a quote and purchase. You may also purchase over the phone by contacting our office at (866) 467-8289. If you have any additional questions please let us know. Atlas America: /atlasamerica-insurance/
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Q:Medical insurance for heart and diabetes My Dad is 73 years old and s here for about 6months. He got travelers insurance from Star Health. However this time they did not cover "treatment of disease related to cardioVascular System, diabetes mellitus and its complications. He has no history of diabetes or any cardio disease in the past. I would like to know if I can get extra insurance to cover these two.

A:
Thank you for contacting Insubuy. We are a broker and offer all of the major plans on the market. In order to better assist you we will need more information. Can you please advise your fathers visa status? You may also obtain a plan recommendation by contacting our office at (866) INSUBUY. If you have any additional question please let us know. He is here on a green card. Based on the information provided, there is no plan available to meet your needs. If you have any additional questions please contact our office at (866) INSUBUY.
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Q:Accident coverage visitors insurance As written earlier I require Accident Cover, i.e. for medical treatment necessitated due to any kind of accident while in USA. No more. Pl provide quote if you have any such insurance cover.

A:
Thank you for your response. The plans are designed to cover any new accidents, as well as any new illnesses, or injuries which occur after the effective date of the policy. You can purchase High Limit Accident insurance at, /high-limit-accident-insurance/ or you can purchase medical insurance with higher deductible so you can use for some new accidents. You may also review the plan brochures, and certificate wordings, at www.insubuy.com or contact our office and speak with a licensed agent to determine if the plans offered on our website our suitable for your needs.
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Q:Maternity hospital cost for delivery in USA hello im from philippines and im pregnant 6months and 2 weeks now . i just want to inquere to for cheapest hospital in U.S.A.and how much is the cost?bec i want to make labor in U.S.A?

A:
Thank you for contacting Insubuy. We are a broker and offer all of the major plans on the market. We are unable to advise which hospital in the area would be the least expense. We specialize in short term health insurance plans for visitors to the United States. You may be able to obtain delivery cost information by contacting the individual providers directly. If you have any additional questions please let us know. can u help me to look hospital cheapest to my labor this may of month as soon as possible?so that i will prepare my document?any city cheapest hospital in U.S and requirement to make labor there.thank u We are an insurance broker, and we do not have the capabilities to locate a provider based on cost. can you give me the list of hospital insurance names that you have as broker i will send message to there email and ask the requirement and cost of my labor there, so that i can have trust with them as you are broker Unfortunately, there is no list of hospitals we can provide to you.
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Q:Urgent Immigrant/visitor insurance Dear Sir/Madame, I am from Alexandria, Egypt. My mother is currently visiting my brother in Cleveland, Ohio. She's staying with him for few months. She recently started complaining of severe headache and the doctors asked for radiological investigatons (CT and MRI brain). She doesn't have any insurance. Is there any way to insure her by your health insurance? Thank you. Regards

A:
Thank you for contacting Insubuy. Unfortunately, short term health insurance plans for visitors will not cover a pre-existing condition. A pre-existing condition is considered to be a condition which manifest before the effective date of the policy. These plans will only cover a new illness, injury or accident which occurs after the effective date of the policy. You should have purchase the insurance at the time of her arrival.If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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