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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Can she not get a long term plan through your company because she had a Patriot plan after arriving in the US?

A:
Certain plans have requirements for enrollment and the particular plan that you are interested in the Patriot Travel series is not available to her for coverage. In short, the Patriot Travel plans are not long term plans they are short term plans that are available for coverage under certain circumstances. If you were to purchase this plan for coverage for your daughter in law and filed a claim the claims department would deny her claim as she was not eligible for this plan at the time of purchase. A long-term plan would be like an employer insurance or and individual policy though United Health care or Blue Cross Blue Shield etc... These plans are available to permanent residents as soon as they receive a social security numbers in the United States. The only other option for her to be eligible for coverage under a long-term plan would be if her spouse had employer insurance that she would be eligible to enroll into. If you have any other questions please feel free to contact us.
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Q:I just purchased medical travel insurance, I was wondering if you can issue a letter from your insurance company stating that we will be covered for any medical, hospitalization and repatriation expenses (the three words must be written).

A:
You must have received e-mail which has a link to print id card, visa letter and other important documents. Please use our current client section. Please select your plan name that is Atlas International and task select print visa letter. Please feel free to contact us if you have any further questions.
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Q:Please suggest me an insurance plan with following requirements The following types of insurance plans/programs are not acceptable and will not be considered: Insurance plans that are called Travel Insurance do not provide acceptable coverage and may not be used for insurance coverage while at SCU. Short Term Medical Plans that are available to purchase on a weekly or monthly basis are not acceptable coverage and may not be used at SCU. Socialized medicine policies, including Canadian policies are not acceptable as insurance coverage while at SCU. International insurance plans that are underwritten in a country outside of the United States are not acceptable as insurance coverage while at SCU. California Medi-Cal health plans that do not have assigned benefit coverage in Santa Clara County. Your Medi-Cal must have assigned benefits in Santa Clara County. Out-of-state Medicaid insurance does not cover students in California and thus is not eligible coverage to complete the Waiver.

A:
We don't have any plan that meets your school requirements. You have to purchase insurance from your school.
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Q:I tried to enroll Student Secure plans, an alert message pop up saying the the insurer is not licensed in CA. Is it licensed in other states? How can the customers in California be protected by law? Please let me know as soon as possible?

A:
That rule is applicable to CA residents. You are not CA residents but you have entered CA address as your mailing address that's why you got that notice. This plan will provide your coverage in any state in the USA. Please read FAQ for CA notice. So you can go ahead and purchase Student Secure plan. Or you can purchase any of the plan from our F1/F2 Visa Insurance section other than Student secure or Study USA. You can purchase Student Health Advantage plan. If you send us your school requirements in pdf attachment we can suggest insurance plan that meets your school requirements.
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Q:I want to buy the 'Study USA Preferred 500' plan as a University of Central Florida student. However, I am going to transfer to The University of New Orleans on March. I attached the waiver that The University of New Orleans is asked. Could you check the file and answer me that your 'Study USA Preferred 500' plan is fit to this waiver? And is it refundable, if I cancel the 'Study USA Preferred 500' plan ?

A:
Yes, the Study USA Preferred 500 does meet the requirements as listed. When you have purchased the plan and need the compliance form completed please complete the top portion of the compliance form and return. If you have additional questions please feel free to contact our office.
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Q:I tried to enroll Student Secure plans, an alert message pop up saying the the insurer is not licensed in CA. Is it licensed in other states? How can the customers in California be protected by law? Please let me know as soon as possible? ?

A:
That rule is applicable to CA residents. You are not CA residents but you have entered CA address as your mailing address that's why you got that notice. This plan will provide your coverage any state in the USA. Please read FAQ for CA notice at, /travel-and-student-insurance-california-notice/ So you can go ahead and purchase Student Secure plan. Or you can purchase any of the plan from our F1/F2 visa insurance section other than Student secure or Study USA. You can purchase Student Health Advantage plan. If you send us your school requirements in pdf attachment we can suggest insurance plan that meets your school requirements.
{{currentOrigin}}/answers/f1-visa-insurance/international-student-insurance-california-notice-77683/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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