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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:what are the exclusions for pregnant women visiting the united states?

A:
There is no product for visitors that would cover delivery expenses. Atlas America will cover complications of pregnancy only, during first 26 weeks of pregnancy.
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Q:Dear InsubuyI am trying to find a health insurance policy for my 2 UK citizen parents who are still fit and well but looking to spent more time abroad. They are both 78 and currently have private health insurance with Saga. They would, however, like to spend 6 months per year in USA (they have a visa to work and stay), 2-3 months in Barbados and the rest at home in the UK. Is this something you can help with? Kindest regardsEmily

A:
You may view and quote insurance plans in the Expatriate Health Insurance section of our website. Should you need assistance you may also call our office at +1 (866) 467-8289.
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Q:Is there a company that provides coverage for preexisting condition of MS if the person would need to get their infusion while in the United States?

A:
Unfortunately not, you will have to pay for such expenses from your own pocket. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Is DVT (Deep Vein Thrombosis) covered in this insurance?

A:
The visitor insurance plans available on the market are designed to offer the coverage for new illnesses and injuries that are contracted in the body after the effective date. They will exclude the coverage for pre-existing conditions, preventative and routine care. However, there are some plans that could offer the acute onset benefit. Please review the plans information and should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:We are looking for wellness exam, and i see we have to register first with provider details. Only covered amount is 75. So first i have to call provider to ask the amount he charges or you willconnect with him after registration.

A:
Registration must be done in advance prior to scheduling any appointment for the wellness visit in Safe Travels USA Comprehensive. The provider will either direct bill or ask you to pay from your pocket and claim for reimbursement for eligible expenses. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:Hi there, my son is scheduled to fly from South Africa to the US (Oklahoma) to attend university starting on 18th January 2022. How long in advance do i need to sort out his travel insurance? I am just not wanting to do it right now just in case he cant fly with the current travel restrictions. That is my first question. And then my second question, I have NO idea which plan to choose from because I know nothing about the US health system. Who can provide me with good advice on which plan is best suited?

A:
You may view and quote plans in the International Student Insurance section of our website if he is traveling on a F1 visa. The plans can start as soon as the next day, so you may purchase the plan whenever you are ready. If you would like a more personalized recommendation, have questions regarding coverage or have specific requirements you need met, you may also call our office at +1 (866) 467-8289 for a personalized quote.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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