There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Inquiry for Health Insurance Dear Sir/Madam, My son is studying as a high school student in Danvers, MA, holds a F1 Visa and he will have a summer program of Hopkins at Hood College. I am looking for an insurance plan for him from June 26 to July 24, 2016. The request is as follows: 1. Covers each illness/injury to a lifetime maximum of at least U.S. $1,000,000.00. 2. Provides some coverage for prescription medications. 3. Allows to visit U.S. Doctors. 4. Provides UNLIMITED evacuation/repatriation benefits. 5. Provides coverage for mental health illness. 6. Must be underwritten by an insurance corporation having an A.M. Best rating of “A-“ or above, an Insurance Solvency International, Ltd. (ISI) rating of “A-“ or above, a Standard and Poor’s Claims-paying Ability rating of “A� or above, A Weiss Research, Inc. rating of B+ or above. 7. May not be a policy that requires you to pay for all medical expenses in advance and then reimburses you for these expenses. 8. Must have a U.S. contact address and telephone number. 9.The key policy criteria above must be available in English for review. Please kindly select a plan fit and advise me price and purchase procedure(linkage if order online) Combined is acceptable if one plan can not meet. Thank you and have a nice day,

A:
Thank you for your interest in purchasing insurance through us. We have many plans that meets most of your school requirements but it does not meet requirements # 4. Most of the plan covers $50,000 repatriation and $500,000 medical evacuation. If your son school is OK with it we can send you plan information.
{{currentOrigin}}/answers/international-student-health-insurance/inquiry-for-health-insurancedear-sirmadam-my-son-is-studying-as-a-high-school-student-in-danvers-ma-65015/

Q:insurance eligibility F2 Currently I am full time student in US . And I have blue cross blue shield insurance plan through university. Now I want to take Study USA healthcare insurance for my wife. My wife is in F-2 visa. Does she is eligible for this health insurance plan? Could you recommend me any other affordable insurance plan?

A:
Thank you for your interest in purchasing insurance through us. The Study USA plan would not cover an F2 alone. It would only cover an F2 if the F1 is also insured under the same plan. Before recommending a plan I will need additional information. When does your wife arrive in the US and what state will she be staying in? If you need additional assistance please feel free to contact our office. Hello, Thank you for your reply. My wife arrived in USA on June 13. We are from Massachusetts. Now could you suggest me some insurance plan which has less deductible. Before we suggest any plan would like to know what kind of insurance she is having for last 9 months and how long do you need coverage for her? Insurance will not pay for any pre-existing ,preventive care or maternity etc. Once we get answer from you will suggest some plan. For now, she has ISO health insurance and it is ending very soon.. And we want insurance for longer time. We want the plan which cover the maternity as well. You can’t purchase insurance only for F2 visa holder which covers maternity. F1 and F2 needs to have the same insurance. So you have two options. Either both of you have same insurance from school or from us. There is no insurance for F2 visa alone which covers maternity. She doesn’t have social security number so she can’t purchase domestic long term insurance also. Please let us know if you want us to send some plan information without maternity or insurance for F1 and F2 together. Thank you for your kind response. She is in F-2 visa but still she has SSN. She has a work permit through TPS . Does this help? In that case, she can have long term plan but she missed the open enrollment period for this year. So she needs to enroll in next season that is next year. Meantime, she can purchase Patriot America plan but it will not cover maternity. Or short term domestic plan. None of the short term plans are PPACA compliant plan. Patriot America brochure, instant purchase and other useful information, /patriot-america-lite-insurance/ Short term domestic plan information, /short-term-health-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us.
{{currentOrigin}}/answers/f1-visa-insurance/insurance-eligibility-f2currently-i-am-full-time-student-in-us-and-i-have-blue-cross-blue-shield-ins-90366/

Q:international student health insurance My friend got diagnosed with HIV. Because he is an international student from China, he wonders whether he can buy health insurance so that he can cover parts of medicare expenses. Do you have any plans that are suitable for him? And what's the monthly fee of the insurance plan? Can international students buy health insurance? Will it cover the costs of HIV medicines?

A:
Thank you for your interest in purchasing insurance through us. Your friend will need to contact his school to see if they are offering a domestic plan for students. The domestic plans are the only plans that may cover his current diagnosis since no short term plan for students will cover a pre-existing condition. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/f1-visa-insurance/international-student-health-insurancemy-friend-got-diagnosed-with-hiv-because-he-is-an-internationa-91923/

Q:inquire for health insurance dependents Good afternoon! I want to inquire some information about health insurance for my husband and son. I am international student and I got my insurance from school. But my husband and my son need one. My son is 5 years old. Could you please recommend cheap and convenient health insurance for them? Thank you! I am looking forward to hear from you soon.

A:
Thank you for your interest in purchasing insurance through us. Is there any insurance requirements from your school? If no, then you can purchase Inbound USA – Fixed coverage plan or Patriot Exchange- Comprehensive coverage. Patriot Exchange Program brochure & instant purchase link: /patriot-exchange-program-insurance/ Inbound USA brochure & instant purchase link: /safe-travels-elite-insurance/ You can also find more plans at, /international-student-medical-insurance/ Please feel free to contact us if you have any further questions. I have already purchased health insurance from school. I just want to find for my husband and my son. Can you recommend the most cost-effective one for them? If you want good plan in terms of cost then purchase Inbound USA otherwise Patriot Exchange is very good plan with better coverage. Inbound USA brochure & instant purchase link: /safe-travels-elite-insurance/ Patriot Exchange Program brochure & instant purchase link: /patriot-exchange-program-insurance/ If you have any further questions feel free to contact us.
{{currentOrigin}}/answers/f1-visa-insurance/inquire-for-health-insurance-dependentsgood-afternoon-i-want-to-inquire-some-information-about-healt-28886/

Q:I was wondering between Atlas America and Patriot America apart from the renewal part Are there both having the same covers? What about the Atlas Premium and the Patriot Platinum?

A:
The plans will be similar in coverage but you can compare the plans side by side using the following link. Fast Comparison: /compare-visitors-insurance/ Simply select the plans that you are wanting to compare and the site will list the similarities and differences between the plans.
{{currentOrigin}}/answers/visitors-medical-insurance/compare-visitors-insurance-coverage-98942/

Q:We are travelling from Australia to States in a few months time and are searching for a travel medical insurance cover to cover us for both travel health insurance and medical evacuation insurance and we want the most comprehensive covers we are gonna stay in US for 40 days. We did a search on your website and saw lots of products and noticed even some of the products are not available to Australian Citizens. So can you please give us a couple of specific suggestions so that we can pin-point the most suitable cover for us?

A:
Thank you for your interest in purchasing insurance through us. There are many plans available such as the Atlas America plan. This plan cannot be purchased if you are physically located in Australia at the time of application. You can also to purchase Patriot America plus plan. If you provide your age and dates of coverage we will be glad to send quote by e-mail. You can find more plans on this website. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Before you purchase any plan please read country restrictions. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitors-insurance/travel-medical-insurance-restrictions-25620/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More