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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Inbound Immigrant insurance, maternity coverage Hi I have question about your insurance. If we are foreign and currently not in US territory. But we have B1/B2 visa and time to time travel to US. Are we eligible to buy this type of insurance. Just for case if my girlfriend become pregnant and we will decide to make delivery in US? And what monthly payment for this insurance?

A:
Hello, Thank you for contacting Insubuy for your insurance needs. You are eligible to purchase a visitors insurance plan and it will cover any new accidents and new illness that occur after the effective date of the policy. Plans will not cover any cost related to maternity or and delivery if your girlfriend decides to have a baby in the United States this will be 100% your responsibility as no insurance will cover this cost.
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Q:Kilimanjaro Insurance I'm looking for a travel insurance that can cover my trip to Tanzania and climbing the Kilimanjaro. I'm of Belgian Nationality but live in China.

A:
Thank you for your interest in purchasing insurance through us. Please find Mr. Kilimanjaro insurance information at, /mount-kilimanjaro-travel-insurance/ Please feel free to contact us if you have any further questions.
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Q:Coverage for acute onset of pre existing condition Australian Citizen Hello, I am emailing regarding insurance for acute onset if a pre-existing condition. I am from Australia and tried to get a quote for this type of insurance (as insurance companies in Australia do not have this type of cover) and was told from the Atlas quote service, that because I was physically located in Australia I was unable to proceed. Which insurance policies that cover acute onset of pre-existing conditions am I able to get insurance from as an Australian Citizen? Thank you for your time, Cheers,

A:
Thank you for your interest in purchasing insurance through us. We have many plans which provides coverage for acute onset of pre-existing conditions. But before we suggest any plan would like to know your age , travel date and which state do you need coverage? Please find more information on acute onset of pre-ex at, /visitor-insurance-acute-onset-of-pre-existing-conditions/ Please visit our website at www.insubuy.com Enter appropriate criteria. You will find many plans. But some plans has restriction for Australian Resident. Please feel free to contact us if you have any further questions.
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Q:My wife was covered during a portion of last year through the Patriot International plan. She would like to renew that coverage for the entire year 2017. Please advise as to the process to be followed.

A:
Thank you for contacting Insubuy for your insurance needs. You can repurchase this plan for coverage using the following link to repurchase. If you have any further questions please feel free to contact our office for assistance. Patriot International
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Q:I was wondering if you offer any discount to Qualcomm employees's parents.

A:
Thank you for contacting Insubuy. There are no discounts available, as the premiums are governed by law. If you have any additional questions please let us know.
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Q:I would like to buy IMG insurance.

A:
We have many plans from IMG. Can you provide your visa type then will be glad to suggest insurance plan from IMG accordingly. If you are coming here on J1 visa, you can purchase Patriot Exchange plan. Visitor Visa then Patriot America Plus plan. Student Visa then Student Health Advantage. Find more information about all IMG plans at IMG International Travel Insurance section on our website. Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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