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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My father has been undergoing treatment for enlarged prostate and is taking medicines suggested by doctor. When he is here and if he has some problem with prostate, like troubled urination would that be covered by insurance?

A:
The plans are designed to offer the coverage for the new illnesses and injuries contracted after the effective date of the policy. The plans will exclude the coverage for pre-existing conditions, preventative and routine care. However, there are options available that will include the benefit for the acute onset of pre-existing conditions that could serve as beneficial depending on your age. Please view and quote the plans in the Visitors to the USA section of our website, review the applicable options and contact us if you have additional questions. You may also call our office directly at +1 (866) 467-8289 and any of our licensed representatives will assist you.
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Q:My father had stroke when he got covid about a year ago while getting treated for Covid. Since then he has been taking Rosuvastatin to avoid blood clot. He is planning to visit me this year. If he gets a stroke when he is in US, will he be covered?

A:
The plans are designed to offer the coverage for the new illnesses and injuries contracted after the effective date of the policy. The plans will exclude the coverage for pre-existing conditions, preventative and routine care. However, there are options available that will include the benefit for the acute onset of pre-existing conditions that could serve as beneficial depending on your age. Please view and quote the plans in the Visitors to the USA section of our website, review the applicable options and contact us if you have additional questions. You may also call our office directly at +1 (866) 467-8289 and any of our licensed representatives will assist you.
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Q:Can we buy Travel & Medical insurance for visitor from Australia that covers lost bags, stolen items, airfare coverage for unexpected delay, accident, and medical insurance covering COVID related illness etc

A:
Unfortunately, we would be unable to provide such coverage. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289 if you need assistance in the future.
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Q:I made a claim last November for 100 and I never heard back or gained my reimbursement. Please investigate.

A:
Please call our office to speak with a representative over the phone. You may reach us at +1 (866) 467-8289.
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Q:I will be travelling to the US soon and im looking to buy a health insurance. What kind of insurance should I get if I want the hospital to bill the insurance directly?

A:
Thank you for contacting Insubuy. It's preferred to choose an option that has a PPO Network. Most of the comprehensive coverage plans will have a network of doctors and hospitals to use in the US. Direct billing is always up to the medical provider, but in-network providers are much more likely to bill the insurance directly. If you have any additional questions, please let us know.
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Q:Which plan covers:1. Routine medical check up for wellness, including radiology, ultrasound, laboratory blood tests, pathology and physical therapy.2. also covers primary care office visit cost3. covers immunization and cancer screening

A:
We do not offer any plans that will provide those benefits. If you are a J1 visa holder, we would recommend enrolling in the insurance offered through your sponsoring organization as that would most likely be a domestic insurance plan that can cover those types of services. If you have any additional questions, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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