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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:For Atlas travel insurance, if the person wishing to purchase the insurance resides in New York State but is purchasing insurance for an international trip, does the physical presence limitation apply? Or is it just for coverage for people traveling to New York State?

A:
The geographic restriction is for physical presence at the time of application. Therefore, even if traveling outbound, they would not be able to purchase the plan if they are in New York. Please let us know if you have any additional questions.
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Q:Hi, Would like to buy additional coverage. Currently have Atlas America visitor insurance with a policy maximum of 100000. Could you please let me know how to have additional coverage? Which policy should i have to look into for additional coverage?

A:
You can purchase a 2nd similar type visitor plan in addition to your current plan. You may want to look at this plan as an additional option: /safe-travels-usa-comprehensive-insurance/ Please let us know if you have any additional questions.
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Q:I am looking for a Maternity and Health Insurance for one year with a premium of upto 2500 USD

A:
If you are an F1 visa holder, we do offer some plans that can include some maternity benefits as long as the pregnanacy begins after the effective date of a plan. Of course if you school has requirements, you can forward those to us for review as well. The cost of the plan depends on multiple factors including age, plan selected, etc. /international-student-insurance/ You can run quotes for the F1 plans through this quote link and then once you have the availble plans pulled up, you can select the Narrow search option at the top of the quote page and select Maternity Required from the drop down. It will then show you the plans that have some benefits and you can review each plans Benefits Link to see the levels of coverage that specific plan offers. Please let us know if you have any additional questions.
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Q:Hi, I had a question regarding "Visitor Medical Insurance for Visitors to the US." Is this the correct link https://www.uhc.com/ for United Healthcare PPO that Insuby is affiliated with, or have you created your own network for such international travelers' insurance coverage?

A:
It is recommended to use the links provided on our website to access the list of providers within the United healthcare PPO network. If you have any additional questions please let us know.
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Q:If my son's passport doesn't come in time for his trip would the included trip cancellation cover this

A:
No, a passport not being issued in time would not be included in Trip Cancellation coverage. There are some plans that will offer cancel for any reason, however the plan must have been purchased within a certain amount of time of the initial trip deposit date. It is advised to read the Plan Benefits page of each policy to see their requirements for cancel for any reason. If you have any additional questions please let us know.
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Q:I am on a CPT right now. So I want to buy a health insurance policy for myself. Can you please help me regarding that?

A:
If you are on a CPT it is advised to run quotes under our OPT quote screen to see what is available to you. If you have any questions about individual plans please reach out to our office at 1(866)INSUBUY (4678289) and a live agent would be happy to assist.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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