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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am trying to get travel insurance to Paris for my daughter(21 years) and I(48). I was looking through your website and got confused, could you let me know if you offer these and if yes then can I get a quote?

A:
Thank you for your interest in purchasing insurance through us. Yes. We offer many product that meets Schengen visa requirements. You need to get separate policy for you and your daughter. Schengen visa insurance link can be found here. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please choose $0 deductible. If you provide your travel date, resident state, country of Citizenship and age will be glad to send you quote by separate e-mail. Please feel free to contact us if you have any further questions.
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Q:I am from the USA. While I was living in New Zealand last year, I took out a policy with you to cover my health while I was traveling throughout Southeast Asia (see plan details attached below). Now, I'm living in Argentina for an undetermined amount of time (6 months to a year). Is it possible for me to be covered by medical insurance under one of your policies for this situation?

A:
You can purchase the same plan (Atlas International) again because this policy expired in 2016 so we can't renew the same policy. This is an international plan which will provide you coverage anywhere in the world except your country of citizenship. So you can purchase the insurance using link above or give us a call at (866)INSUBUY, provide your previous policy number and will be glad to process the application over the phone.
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Q: May my communications finds you at the best of your health. I am coming to University of Kentucky, Kentucky, as visiting scholar on a J-1 visa for six month doctoral research. I want to have my health insurance with you. Could you please suggest me a reasonable and compatible health plan for University of Kentucky. I have no idea about insurance and requirements I will be very thankful for helping me out.

A:
Thank you for your interest in purchasing insurance through us. We have many insurance plans that meets standard J1/J2 visa requirements. But if your school has any additional requirements, please send us in pdf attachment. So we suggest the plan that meets your school requirements. Otherwise, you can visit our J1/J2 visa insurance section. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:My parents have been issued their US immigrant visa and are planning to now travel to Loris in SC from England. They are 80 (my father) and 77. I am looking on their behalf into heath cover options.

A:
Thank you for your interest in purchasing insurance through us. Most of the plans that we offer to new immigrant for age 70+ covers only for new sickness, injuries or accident that may occur after the effective date of the policy. It will not cover any pre-existing or preventive care. In some states Obama Care plan available for age 65+ also. You can call them and ask for it. If your state does not allow Obama care plan at your parents age then you have to purchase insurance from outside the market ( like from us) and none of those plan will cover any pre-existing conditions. Please find new immigrant plans below: New Immigrant Insurance You'll need to get separate quote for your father and mother. You can call our office at (866)INSUBUY and licensed agent will be able to help you.
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Q:I am a 31 year-old pregnant woman. I am traveling from India to the United States and am planning to deliver the baby there. What would be the recommended insurance plan for me from your agency? Please respond asap. Thank you!

A:
Unfortunately, There is no insurance for an international visitor which covers pregnancy if you are already pregnant. You have to pay from your pocket.
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Q:I am a British Citizen who has lived in Japan for the last five years. Currently, I have a working visa therefore, I have Japanese medical cover however, from the 27th March 2017, I shall be resigning from my job. I shall then change my visa to a 'short-term stay' visa (i.e. a tourist visa) and spend the next two or three weeks doing some last-minute sightseeing before flying back to the UK on the 14th April 2017. Naturally, my Japanese medical cover will expire when I change my visa to a tourist visa therefore, I need medical cover between the 27th March 2017 until the 14th April 2017. I went onto 'insuremytrip.com' and I found 'HCC medical insurance Atlas International' insurance policy and I wondered if that would cover me? My only concern is that I am not beginning, and ending my trip, within the same country (I've found that a lot of UK travel insurance companies need their customers to begin and end their trip within the UK). Could you please confirm that this policy will indeed cover me for any medical expenses I need between the dates of the 27th March and until the 14th April. If not, could you please let me know of a policy which would cover me. Finally, could you please let me know which address I should put on the policy. Currently, I live in Japan however, when this policy takes effect, I shall have moved out of my apartment in Japan and my 'living address' will change to my UK home address.

A:
As a broker, We provide insurance from many companies. Each company has different definition of home country. Under Atlas international plan you are living in Japan for 5yrs so your home country is Japan. So I would not suggest Atlas International plan. We have another plan is called Patriot America in that plan your country of citizenship will be your home country. So you are eligible to purchase that plan. For the address you can enter the address wherever you wants us to mail the card. I would suggest to enter your Japan address but depends when you purchase the insurance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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