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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Hi, I am an international graduate student at the University of Texas Rio Grande Valley. I am looking to get an affordable health insurance plan covering from August 01, 2019 to December 31, 2019. Here is my university requirement for health insurance: Insurance Requirements: - Provides the Essential Minimum Benefits required by the PPACA with no annual limits. - Contains no exclusions for pre-existing conditions. - Covers 100% of Preventive Care as defined by the PPACA. - imposes a deductible that does not exceed $500 per year (this includes employer plans). - imposes no provisions for co-insurance that exceed 25% of the covered benefits per accident or illness. - Is underwritten by an insurance carrier that meets the requirement of 22 CFR 62.14(d)(1) or offered or underwritten by a federally qualified HMO or competitive Medical Plan as determined by the US Department of Health and Human Services. - Proof of Repatriation expenses in the amount of no less than $25,000. - Proof of expenses associated with the medical evacuation of the insured to the insured's home country of no less than $50,000. - Travel Plans will not be accepted - The insurance coverage must be in effect on or before 1/1/2019
Q:I'm exploring the feasibility for my mother to visit California from India, but she undergoes dialysis twice a week in India. Do you have any visitor insurance options that would cover dialysis? If yes, what would the deductible be?
Q:I will go to the US in August 2019 to study at the UCF for approximately one year. Therefore I'am looking for an insurance which covers all requested requirements. Can you please give me an info if you cover these requirements (see attached file) and about the costs?
Q:I am a international student from India in the US going to Univ. of California, Berkeley. My university have a list of criteria which needs to be met for insurance purposes. I need to confirm that before I buy my health insurance from insubuy.
Q:The following are the insurance requirement, please send me the quotes for and suitable plans. - Cover at least a minimum of $250,000 per condition. - Has a deductible of $500 or less per individual. - Provide $50,000 or more for medical evacuation to your home country. - Provide $25,000 or more for repatriation (removal of remains after death) to your home country. Ohio State Dayton city
Q:I am an Italian pregnant woman. I have lived one year in Houston studying there. Now I frequently travel from Italy to Houston for my job and also to visit my Houstonian family. I should be in Houston one week on June and the delivery is scheduled from the end of July. I would like to have some information in case I have a premature birth and I would like to know which kind of insurance I can do for the delivery. Thank you
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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