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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Could you specify which of your plans for visitors to the US fulfills the requirements below:1. Medical benefits of at least 100,000 per accident or illness with:a) A deductible not greater than 500 per accident or illness. b) A co-payment not greater than 25% c) A waiting period for pre-existing conditions that is reasonable by the current industry standards.2. Repatriation of remains in the amount of at least 25,000 3. Expenses associated with the medical evacuation of the exchange visitor and/ or dependents to the home country in the amount of at least 50,000 4. The policy must be underwritten by an insurance corporation having an A.M. Best rating of "A-" or above, a McGrawHillFinancial/StandardandPoor'sClaims-payingAbility rating of "A" or above, a Weiss Research, Inc. rating of B or above, a Fitch Rating, Inc. rating of "A-" or above, a Moody's Investor Services rating of "A3" or above, or such other rating service as the Department of State may from time to time specify. Thank you,

A:
If you are looking for plans to meet the standard requirements for the J Visa type, you may view and quote the applicable plans in the J1 / J2 Visa Exchange Visitor Insurance section of our website. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Puedo adquirir un seguro para hacer una consulta medica en ginecologia en usa como turista, y ponerme las vacunas contra las ETS

A:
Gracias por contactar Insubuy. Desafortunadamente los planes de visita no cubren por mantenencia routina o tratamiento preventativo. solo heridas o enfermedades que se forman despues del dia effectivo de la poliza. Todavia puede comprar las polizas para protejer una nueva herida o enfermedad que occure despues del dia effectivo. Si quiere mas informacion puede usar el enlace abajo. Visitantes a la EEUU: /seguro-medico-para-visitantes-a-los-estados-unidos/ Si tiene mas preguntas o necesitas mas asistencia porfavor contactanos.
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Q:Puedo adquirir un seguro medico como turista, para ir al ginecologo y ponerme vacunas contra ETS ?

A:
Hola, Los planes cubriran todas las nuevas enfermedades, lesiones o accidentes que ocurran o se manifiesten despues del dia de vigencia de la poliza. Ningun plan cubrira las enfermedades preexistentes, la atencion preventiva, el mantenimiento rutinario o las vacunas. El seguro no cubrira ninguno de los servicios que usted indico.
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Q:MSc cruise COVID ins must have

A:
You may view and quote plans in the COVID-19 Travel Medical Insurance section of our website. There you will be able to view the applicable plans. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:i have low grade Multiple sclerosis relapsing/remitting , for just over 1 year, stable on medication, no relapses. i wouldnt expect to have a relapse, but with this illness it can happen. is this situation covered?

A:
The plans are designed to offer the coverage for the new illnesses and injuries contracted after the effective date of the policy. The plans will exclude the coverage for pre-existing conditions, preventative and routine care. However, there are options available that will include the benefit for the acute onset of pre-existing conditions that could serve as beneficial depending on your age. Please view and quote the plans in the Visitors to the USA section of our website, review the applicable options and contact us if you have additional questions. You may also call our office directly at +1 (866) 467-8289 and any of our licensed representatives will assist you.
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Q:Hello,My mother-in-law is a Canadian citizen who is traveling to the USA to visit us in Arizona for about 30 - 40 days starting on Monday 04-11-2021 (One way ticket).She is 66 years old.Please let me know if you provide health insurance and please provide details of premium and coverage.Thank you.Shleimun Shleimun

A:
You may view and quote the applicable plans in the Visitors to the USA section of the website. Enter the applicable details to view the available plans. Should you have additional questions, you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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