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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a doctor from out of states and travelling to US for the purpose of observership in the hospital. The hospital requires some sort of HIPAA insurance to protect the patients privacy. I want to ask if your company provides any such coverage? If yes then what are the charges for a month?

A:
No, we do not offer liability insurance for HIPAA violations.
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Q:I am an American medical student studying medicine in Ireland. I would like to purchase medical insurance between July 2nd and September 21st, 2018 for my hospital internships in the United States this summer. I currently have not American health insurance. I will return back to Ireland after my internships.

A:
As long as you don't have any requirements that need to be met while you are doing your internship then the plan we would recommend is the Patriot America Plus plan. If you need additional assistance please feel free to contact our office.
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Q:I am visiting the US and have gallstones. Can you cover the cost to fix my problem?

A:
There is no plan available on the market that will cover you for a specific condition. The plans for travelers will cover new illness or injury and would exclude pre-existing conditions like the one mentioned.
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Q:Had taken insurance policy for my family last time they had visited . I am a green card holder and currently in India , will be visiting US and Canada from 31st to 17th June . Wanted travel insurance for myself (green card holder), my daughter (1 year old US citizen) and my husband (B1 visitor visa holder).

A:
Thank you for contacting Insubuy again for your insurance needs. You will need to purchase separate plans since everyone has a different status. As long as you are just visiting the US and have your residence outside of the US you are all eligible for Patriot America Plus. Just be sure to purchase separately for each individual. You can get the quote from the link provided by clicking on Individual Quotes & Purchase. If you would like for us to send you the quotes then please provide country of citizenship and the state you will be visiting.
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Q:My parents will be visiting me from India in late June and I would like to buy medical insurance for them. My father is 70 years old and my mother is 63 years old. Thankfully, both of them are in good health and don't have any serious medical condition. I'm looking for comprehensive coverage with $100K policy maximum and around $2,500 deductible. I was able to get some rates on your website but wanted some recommendation based on which companies/plans are easier to deal with. Which of them don't deny claims outright if they need medical care?

A:
None of the plans deny claims outright. All plans pay valid claims. The claims process in itself is complicated and requires review of medical records and certificate wording. If you have questions regarding a specific plan please let us know.
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Q:We are travelling to the US in august for a week for our sons wedding. My husband was diagnosed with a terminal illness, a glioblastoma in February. Is he able to get health insurance for this trip?

A:
Thank you for your interest in purchasing insurance through us. Most of the plan will provide coverage for new sickness, injuries or accidents that may occur after the effective date of the policy. Pre-existing conditions will be excluded. You may view plans for him here.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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