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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Plans for pre-existing conditions Hi, I am considering purchasing travel insurance from your website. I do not see any plan that has coverage for pre-existing conditions. I am looking for a comprehensive plan. Thanks,

A:
Hello, How old is the visitor? The visitors are 61 and 62 years old. One of them has diabetes and requires insulin. Regards, Insulin is not covered in any plan. I recommend that the person carry it from the home country. Please look at /atlasamerica-insurance/ that covers up to $15,00 in acute onset of pre-existing conditions.
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Q:Visitor Insurance for my parents - pre-existing condition Hi, I'm seeking for Visitor Medical Insurance for my parents. They shall be making a 4 month trip to USA very soon. My father is Hemiplegic after suffering a stroke in 2001. He is 69 years old. My mother doesn't have any pre-existing conditions. She is 62 years old. Can you please provide the different policies that are available. I would like to cover pre-existing as well. Also, my zip code is 94401. What would be the nearest in-network hospital. Thanks,

A:
You can purchase Atlas America. Atlas America brochure instant purchase and other useful information, /atlasamerica-insurance/ Please review this and if you have any further questions, please feel free to contact us. I am sending you the quote also by e-mail.
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Q:Travel Insurance Covering Power Wheelchair Hello, A client of mine is traveling with her elderly parents in Europe. They have rented a power wheelchair. Is there any way to insure the wheelchair for damages, loss, etc? Please let me know when you have a moment. Many thanks,

A:
Unfortunately we don't have any insurance as per your requirements.
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Q:Exchange scholar insurance Dear sir/madam, I am a exchange scholar of Florida International University. I plan to invite my wife to come here from China. Now i want to buy a medical insurance for my wife. But I have some questions. Can you help me? Best wishes

A:
Hello, Please contact our office and an agaent would be happy to assist you.
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Q:Health insurance for parents visiting form India Hi folks at Insubuy, I was browsing the health insurance options for my visiting parents. My dad is 70 and I notice that you want a separate application for him. Can this be done online or does it have to be a paper form? My mom is 59. Also, how long does it take for the insurance to take effect? My parents are leaving India 6th early morning (5th afternoon EST). So, if I submit an application in the next day or two, will it take effect in time? Thanks for your help,

A:
You can do it online at https://www.insubuy.com Insurance can start as early as the next day or any future date you specify. Yes, you have enough time.
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Q:travel insurance quotes good day my stepdaughter, 19 year old italian, is planning a 10 days vacation in Ohio, at friends' house. She is living in Italy and has italian national health care, that is not providing services in USA to my knowledge. I would like to buy a private health insurance for her that could cover accidents while abroad. She will not bring a lot of cash with her and her credit card has a pretty low limit. For this reason I would like an insurance with a low deductible (max $250, if possible) and that could pay directly any cost (except the deductible, of course) related to accident/health problems. Events that I need coverage for: - emergency room costs - hospitalization as a consequence of accidents - doctor's visit - travel expense reimbursement for 1/2 relative in case of need Please let me know if you can provide this type of service and how to get a quote for it. The period is: July-24 to August-04 this year. Thanks and kind regards

A:
Please look at Atlas America Insurance at /atlasamerica-insurance/ That would be the most suitable plan for your requirements. You will find all the details on that web site and you can purchase it online. If you have any other questions, please feel free to contact us at any time.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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