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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Will my travel insurance provide COVID-19 coverage for air travel back to home country and following days, if return and quarantine duration is within the policy validity period? Situation - If the disease is contracted during travel and diagnosed afterwards #Partriot America Plus.

A:
Since your Patriot America Plus plan was purchased prior to March 27, 2020 it will allow the coverage for COVID-19 as any other new illnesses should it manifest during the coverage period. You will have the coverage under this plan anywhere outside of your home country. Once you arrive back in your home country you will no longer be eligible for coverage under the plan as it is not designed to cover you in the country of origin (home country). Should you have additional questions please let us know. You may also call our office at (866) 467-8289.
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Q:i am buying insurance for my gf but i dont have exact address of her city in europe. Can i just ad my address ?

A:
If the insurance plan you are purchasing is requiring you to enter in the home country address it would need to be the home country address she has in Europe. Let us know if you have addtiional questions. You may also call our office at (866) 467-8289.
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Q:If a traveler returns to the home country before expiration of the Travel Medical Insurance policy (Partriot America Plus), will the insurance be valid and provide coverage in home country, where traveler might have contracted COVID19 virus during the Air international travel?

A:
The Patriot America Plus plan would not offer the coverage for COVID-19 in case it were to manifest after its effective date. You may view and quote the applicable plans here. The plans are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the plan. They will not cover the pre-existing conditions, preventative or routine care. Keep in min the plans are typically meant to cover you anywhere outside of your home country, with the exception of some plans that would only cover in destination area. But there is no plan on the market that would allow coverage within your home country. Should you have additional questions or need further assistance please call us at (866) 467-8289.
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Q:Does Partiot America plus insurance covers Rapid testing cost, If I have been in close proximity of a COVID-19 positive person and want to take rapid test. At most of the locations testing is free and requires insurance. Does any co-pay apply here? And is there any cost associated with taking a physician appointment to get test orders?

A:
Since your Patriot America Plus plan was purchased before 03/27/2020, your plan still offers the coverage for COVID-19 as any other new illness as long as it were to manifest in the body during the coverage period of the plan. With regard to testing, the plan will only allow the coverage if the test is deemed medically necessary. Should you have additional questions or need further assistance, please call our office at (866) 467-8289 and any of our licensed representatives will be able to assist you.
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Q:Hi, I would like to get a Covid Insurance for a friend who is currently on a 90 day visit visa in United Arab Emirates . Pls advice what kind of policy i can opt for ?

A:
Thank you for contacting us for your insurance needs. You would want to fill your friend's information in the following quote screen. COVID-19 Travel Medical Insurance Once filled in, the appropriate plans will pull up. Any of the plans that populate will treat COVID-19 as any other new illness, should it manifest in the body after the effective date of the plan. Keep in mind the plans are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the plan. They will not cover the pre-existing conditions, preventative or routine care. Let us know if you have additional questions. You may also call our office at (866) 467-8289.
{{currentOrigin}}/answers/visitors-insurance-usa/covid-19-travel-medical-for-united-arab-emirates-25899/

Q:Do you insure US VISITING citizens, in good health, age 86 for temporary medical coverage zwkl

A:
Thank you for contacting Insubuy for your insurance needs. We do have a few plans available for an individual at that age. You would want to fill the quote screen with the appropriate information and select a lower maximum, such as $10,000. Should you need assistance with this please let us know. You may also call our office at (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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