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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I attached the scanned copies of the applications of my parents for the Bridge Plan. If approved, I will be the payer, and I included the payment authorizations. Thank you,
Q:This is a request for information from Sigma Corporation (India) Ltd. a company registered under the Companies Act in India. Our Chairman, is an Indian citizen and has taken Permanent Residency of Hungary. Similarly, his wife has taken Permanent Residency of Hungary. Same is the case with our Managing Director and his wife. They are frequent visitors to US and European countries. Our Company is looking to provide them Medical Insurance worldwide providing medical cover on annual basis.
Q:Hi, I need insurance for family visit US, but we are not sure about the length of stay, just wonder if we can buy multiple coverage by months.
Q:I am willing to purchase your Exchange Guard plan. Then I must applied for the waiver. The waiver sheet ask the questions regarding the health insurance plan that I planning to purchase from your company. Please confirm me that all these questions can be answered as a "YES" if I purchase your Exchange Guard plan.(please see attached file) I would appreciate if you would verified that your Exchange Guard plan meets : 1.The below listed criteria 2.The waiver sheet answer certainly can be selected as "YES" (1) Medical benefits of at least $100,000 per accident or illness; (2) Repatriation of remains in the amount of $25,000; (3) Expenses associated with the medical evacuation of exchange visitors to his or her home country in the amount of $50,000; and (4) Deductibles not to exceed $500 per accident or illness. (c) Insurance policies secured to fulfill the requirements of this section: (1) May require a waiting period for pre-existing conditions that is reasonable as determined by current industry standards; (2) May include provisions for co-insurance under the terms of which the exchange visitor may be required to pay up to 25% of the covered benefits per accident or illness; and (3) Must not unreasonably exclude coverage for perils inherent to the activities of the exchange program in which the exchange visitor participates. (d) Any policy, plan, or contract secured to fill the above requirements must, at a minimum, be: (1) Underwritten by an insurance corporation having an A.M. Best rating of "A-" or above; a McGraw Hill Financial/Standard & Poor's Claims-paying Ability rating of "A-" or above; a Weiss Research, Inc. rating of "B + " or above; a Fitch Ratings, Inc. rating of 'A-" or above; a Moody's Investor Services rating of "A3" or above; or such other rating as the Department of State may from time to time specify; or Alternatively, the sponsor may ascertain that the participant's policy is backed by the full faith and credit of the government of the exchange visitor's home country.
Q:I'm trying to find a policy that will cover redeposit fees for travel award tickets. I bought tickets for my parent who will be visiting the US from Jamaica for 12 days. The tickets were purchased mainly using my frequent flier miles. Is there a policy that you would recommend, please? Three award tickets bought one week ago, and travel is in six/seven weeks. The total cash output is about $250 USD. Receipts and frequent flier miles are all in my name, not my parent's.
Q:My father is planning to visit me in the US (he is French). He has an implantable cardioverter defibrillator (ICD ) and an artificial heart valve. I would like to know if he could be eligible on the acute onset of pre-existing conditions in VisitorSecure. What are the documents needed? He is in France. Thank you
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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