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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Visitors Insurance for daughter visiting USA I am looking for a basic travel insurance for my daughter who will be travelling to visit relatives in the USA from the 8th to 22nd August 2010. Can you recommend one? I just want an insurance in case of accident or ill health though she is totally healthy.

A:
Is she U.S. citizen? Or non-U.S. citizen? What is the country of permanent residence? She has British and Mexican Nationality and her country of residence is Mexico thanks In that case, you can buy any of the plans available at / Please enter your criteria and you will see various plans with their prices. You can compare them side by side and make an instant purchase online. If you have any other questions, please feel free to contact us at any time.
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Q:American visiting USA insurance Hi, I am an american living in Italy, and I'd like to purchase a medical travel insurance for myself (44yrs old) and my son (american, 5 yrs old) to travel to the state of WA from Aug 10 until Aug 21st on vacation. Could you please send me a quote? I could not figure out the right plan for us looking at your home page. Thanks in advance, Marcia

A:
Please look at /safe-travels-usa-comprehensive-insurance/ You will be able to get the quotes, details of the insurance and make an instant purchase online. If you have any other questions, please feel free to contact us at any time.
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Q:Visitor insurance for 3 months I need to buy medical insurance for my mother who is a resident of India and will be visiting us for 3 months starting tomorrow, please forward me all the details also if possible give me a qoute. Details, DOB Aug101939 Please consider this as a priority as they will be arriving tomorrow. Thank you,

A:
I believe that you already talked to someone in our office and you discussed Patriot America. You can find all the information about Patriot America insurance at /patriot-america-lite-insurance/ You can get instant quotes and you can also purchase it online right there. If you have any other questions, please feel free to contact us at any time.
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Q:Visitors insurance terminology I wanted to know the difference between QUOTED AMOUNT ($51)AND THE DEDUCTABLE AMOUNT($250)?

A:
Quoted amount is the insurance premium that you will have to pay at the time of purchasing the insurance. Deductible is the amount you will have to pay if you were to get sick or injured, before the insurance starts paying any amount. You can purchase the insurance online at https://www.insubuy.com If you have any other questions, please feel free to contact us at any time. With the reference to your reply I would like to know weather the paid deductable amount is refundable or paid back by the company in the form of claim....... You don't get the deductible amount back in any form. That is your responsibility. You can also choose lower deductible such as $0 or $100. Please let me know if you have any other questions.
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Q:Effective date question for Atlas America When trying to buy Atlas America series insurance from your website, we are having this problem. We want effective dates to be Aug 13, 2010 through Jan 7, 2011. However, we will be arriving in the USA on July 12, 2010 itself, and already have a different insurance that is already covering us during July 8-Aug 13, 2010 (as we travel from India, visit France, and reach USA on July 12th). Unfortunately, your website makes today (the application date) the default Requested Effective Date, instead of letting us choose August 13 as the Requested Effective Date. Is there a way for you to process our application over the phone, so that we can purchase insurance specifically for Aug 13 2010 to Jan 7 2011? Thanks.

A:
Hello, I apologize for the inconvenience. That is the limitation of the insurance company's system and they have promised to fix this in near future. Meanwhile, please visit /atlasamerica-insurance/ , start the application, and put the date of departure from home country as Aug 13, 2010 and let the application go through. After that, send an email to service insubuy.com and mention that your actual date of departure is July 8, 2010. Some questions 1. The credit card account we'll be using to purchase the insurance has a billing address in USA, whereas Insured's home country is India. Would it be acceptable to the insurance company if we provided the USA mailing address (for Aug 13-Jan 7 stay) and phone for June Roy Ghatak, or does the insurance company want the mailing address to be the permanent address (in India= home country)? 2. Under Destination Countries, do we include countries in which there will be a stopover during the trip (e.g. changing planes in France)? 3. Given that the policy will apply to air travel that's only one-way (USA-India) and not round-trip, whereas the automated price quote assumes round-trip travel (e.g. India-USA-India), do we qualify for a discount on the policy price? Thank you and regards, 1. US mailing address is fine. In fact, that is what most people provide. 2. You don't have to do that. You will still have coverage there. (Destination country is asked mailing for printing a Schengen visa letter) 3. No. You are paying for the insurance for a given duration, in terms of total number of days, irrespective of whether it is one way or two way travel. Please let me know if you have any other questions.
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Q:Medical insurance while climbing Mt. Everest Please advise if you sell medical insurance coverage for clients climbing Mr. Everest? These would all be Canadian citizens. Many Thanks

A:
Thank you for your interest in purchasing travel medical insurance. You should consider buying Atlas International insurance, and you should include the optional 'Sports Rider Coverage'. You can find the complete details at /atlas-international-insurance/ You can get instant quotes online and make an instant purchase online as well. Please feel free to contact us at any time if you hav any further questions. Thank you for your quick response. Where is your office located? Plano, Texas in Dallas metro area. Look at /contact-us/ Please let me know if you have any other questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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