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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I and my wife are currently in the US under J1 and J2 visas. My wife is currently pregnant and is expected to deliver in the end-March 2020. Currently, we are covered by my educational provider AETNA Student Health insurance, however it is expected to expire soon. My educational part of the program has ended as well, so we are looking for new insurance that will cover most of the pre-existing pregnancy's maternity care and delivery costs in the state of NY, where are we be located since Jan 2020. Do you have any products which will suit us?
Q:I am applying for a student visa for Spain. Will your insurance satisfy these requirements? Non Deductible proof of health insurance with international coverage from a private health insurance for the intended period of stay in Spain. The insurance company must operate in Spain and must cover full medical costs and repatriation resulting from accident or sudden illness or death.
Q:Could you please tell me that do I go to any hospital in Florida if I purchase exchange quard essential policy? And does the deductible valid for all situation such as flu, cold, throat ache or else. So if we go to hospital for any illnesses in Florida do I have to pay extra? I think this situation is not clear because I read all the documents related to this policy deductible and co insurance options however I have some questions about it.
Q:Last time we had bought "Safe Travels USA Comprehensive". I think we should go for the same this time also. Is there a way to repurchase the same plan for the same person or do I have to reenter the information again?
Q:I have obtained a postdoctoral position in Umass medical School and there will be a 2 months gap in my insurance coverage. I will be deeply grateful if you tell me does your programs for J1 visas cover the minimum requirements of my school and please send me a fee? Here, I am forwarding their policy. I am going to buy for me (J1) and my spouse (J2). Thank you https://www.umassmed.edu/hr/immigration_services/immigration-visa-travel/common-immigration-categories/j-1-status/j-1-insurance/ Minimum health insurance coverage must provide all of the following: 1. Medical benefits of at least $100,000 per accident or illness; 2. In case of death, repatriation of remains in the amount of $25,000*; 3. In case of serious illness or injury, payment of expenses associated with the medical evacuation of the Exchange Visitor to his or her home country in the amount of $50,000*; 4. A deductible not to exceed $500 per accident or illness.
Q:All J 1 exchange visitors and their dependents are required to have insurance that meets these requirements: Coverage min requirements: Medical benefits $100,000 Repatriation of remains $25,000 Medical evacuation $50,000 Deductible per accident or illness max of $500
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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